paydayloan help!!!!!
Date: Tue, 07/14/2009 - 05:04
loan from integrity for 400 have paid 1275 and still paying
1800899cash for 400 paid 531.43 and still paying
magnum for 506 paid 214.80
nationwide for 600 paid 800 and still paying
firstbankof delaware for 500 paid 171
and another company i cant remember there name for 200 and paid 445 and still paying these are all internet loans i want to know if these company's are allowed to do business in ohio and where to go from here any help would be greatfull
Someone from ohio will be along shortly to help you. The most im
Someone from ohio will be along shortly to help you. The most important thing is that you've closed your account already so you money is secure. Its really important to find out the name of the other pdl so we can help you figure out if they are legal or not. Try looking at your bank statements it should be listed there.
I feel like bank of delaware is probably going to be legal- a couple of the others I think will be illegal but we do have members from Ohio who will be along soon and can help you further.
You can also search each pdl name with ohio in the box to the top right of this page and see what others are saying about them.
the other company's name is payment direct any help will greatly
the other company's name is payment direct any help will greatly appreciated
Are all of these internet loans? The Bank Of Delaware is an inst
Are all of these internet loans? The Bank Of Delaware is an installment type of loan, this means you will need to make some type of payment arrangements with them. I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html
Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!
I just realized you already closed your account, that's a good t
I just realized you already closed your account, that's a good thing.
Integrity- Not licensed
1800899cash -Not licensed
Magnum - Not licensed
Nationwide -Not licensed
Click on the link below to read your payday loan laws. The payday loan laws wouldn't apply to the Bank Of Delaware because that is a different type of loan.
http://www.paydayloaninfo.org/state_detail.cfm?id=OH
CLICK HERE to find out how to deal with illegal lenders.
Shazzers thanks for the advice i am also wondering how do i hand
Shazzers thanks for the advice i am also wondering how do i handle these companies now cause i am sure my phone will be ringing once they realize my account is closed any help will be greatly appreciated
Read the sticky about dealing with illeagl lenders, shazzers als
Read the sticky about dealing with illeagl lenders, shazzers also provided a link for you. The 13th post down is a sample letter you can send just adjust it for your state and situation.
They probably will call but it may not be as bad as you expect. I had 5 illegal, 2 I have never heard from (its been 3 months) 1 called me 3 times, 1 called me once a day for about a month, and the other calls about once or twice a week. It was'nt near as bad as I feared it was going to be. The key is don't answer the phone when they call. I have never one time answered, and I have a generic automated message on my voicemail. If you do happen to answer and find out its them hang up. Theres no reason to talk with illegal pdl's on the phone-keep it all in writing.