Stick with progressive or do it on my own

CashNetUSA is going to be legal. CashTransfer Center is illegal. Not sure on united cash or 500fastcash but I'm thinking 500 fast cash is illegal. Have you read the sticky on dealing with illegal lenders? If not I would start there. You can definetly do it yourself it just takes time to research and write letters. You can also search each companies name in the box on the top right of this page to find out what others are saying about them.

resqume1 is correct. CashNetUsa is legal, Cash Transfer Center is illegal. LOL wait til you read what I found for company info on United Cash!

Here is the scoop on United Cash according to the BBB:
BBB Rating
Based on BBB files, this business has a BBB Rating of F.
Reasons for this rating include:
???120 complaints filed against business
???Failure to respond to 10 complaints filed against business.
???22 complaints filed against business that were not resolved.
???BBB does not have sufficient information to determine how long this business has been operating.
???BBB does not have sufficient background information on this business.

Business Contact and Profile
Name: United Cash Loans
Phone: (800) 410-9275
Fax: (888) 570-9772
Address:
3531 P St. NW
Miami, OK 74355

Website: www.unitedcashloans.com

File Open Date: April 2008
TOB Classification: Loans
BBB Accreditation: This company is not a BBB Accredited business.


United Cash Loans is located at the same address as USFastCash, & AmeriLoan. A subsequent BBB investigation determined that this address is the address for offices of the Miami Nation Indian Tribe. During its investigation of these companies, BBB employees visited the location as well as sent a certified letter to the Chief of the Tribe asking for further information regarding these companies. Employees of the Miami Nation Indian Tribe neither confirmed nor denied knowledge of the loan companies, and informed BBB staff that they would have to speak to the Miami Nation Indian Tribe's Leadership concerning the matter. BBB has not received a response from the Chief concerning this matter. At the present time, BBB does not know if these companies are operated by the Tribe, by employees or other people using the Tribe's addresses, or is a joint venture between the Tribe and a for-profit company.

The complaints against this company and others located at the same address generally allege the inability to pay off the requested loan, charges to the consumer's checking or credit card account despite never receiving the requested loan, or continued unauthorized charges to the consumer's credit card or checking account once the loan has been paid off.

BBB has determined that this company is not licensed in the state of Oklahoma to provide loans to consumers and does not appeare to be licensed in any of the states from which consumers have filed complaints with BBB. However, if the Miami Indian Tribe actually operates this business, it may not be subject to state laws regulating this industry.

BBB encourages all consumers seeking loans of any kind to research all of their options before providing any private financial information or signing any loan papers. Consumers should check with BBB on the company's grade, their complaint volume, and whether or not the company is licensed or regulated to provide the type of loan services the customer is seeking.



Additional Locations and Phone Numbers
Additional Addresses
2533 N Carson St STE 5020
Carson City, NV 89706-0147


Additional Phone Numbers
Tel: (800) 354-0602



Licensing
This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
These agencies may include:
Department of Consumer Credit
4545 North Lincoln Boulevard, Suite 104
Oklahoma City, OK 73105-3408
(800) 448-4904
http://www.okdocc.state.ok.us/

**********************************************

Business Contact and Profile
Name: 500Fastcash
Phone: (913) 648-5858
Address:
2533 N Carson St
Carson City, NV 89706-0147

Website: www.500fastcash.com

File Open Date: January 2005
TOB Classification: Payday Loans
BBB Accreditation: This company is not a BBB Accredited business.

Customer Complaint History
BBB serving Northern Nevada and the Lake Tahoe Basin no longer processes complaints against this company. Any complaints are directed to BBB serving Tulsa, OK for processing.

For a full report contact BBB located in Tulsa, OK at (918) 492-1266 or tulsa.bbb.org.
Prior to April 16, 2009 this company's complaints were handled locally. The following data represents complaints processed by this BBB prior to April 16, 2009.

BBB processed a total of 56 complaints about this company in the last 36 months, our standard reporting period. Of the total of 56 complaints closed in 36 months, 20 were closed in the last year.
These complaints concerned :
1 regarding Issue Not Defined
43 regarding Billing or Collection Issues
3 - Failure to correct billing errors
2 - Failure to substantiate charges
14 - Improper collection practices
11 - None of the Above - Credit, Billing or Collection Complaint Issue
12 - Unauthorized bank debits
1 - Unauthorized credit card charges
6 regarding Contract Issues
3 - Invalid or false contract
3 - None of the Above - Contract Complaint Issue
2 regarding Customer Service Issues
2 - Inappropriate behavior by customer service personnel
3 regarding Sales Practice Issues
1 - Sales presentation did not disclose complete pricing information
2 - Sales presentation used dishonest sales practices
1 regarding Service Issues
1 - Delayed completion of service

These complaints were closed as:
36 Resolved
3 - Company offered a partial (less than 100%) settlement which the consumer failed to acknowledge acceptance to BBB.
20 - Company addressed the complaint issues. The consumer failed to acknowledge acceptance to BBB.
12 - Company resolved the complaint issues. The consumer acknowledged acceptance to BBB.
1 - Company offered a partial (less than 100%) settlement which the consumer accepted.
16 Administratively Closed
11 - BBB determined the company made a reasonable offer to resolve the issues, but the consumer did not accept the offer.
4 - BBB determined that despite the company's reasonable effort to address complaint issues, the consumer remained dissatisfied.
1 - BBB determined that while the company addressed the complaint issues, the complainant was dissatisfied and the matter was outside BBB Rules of Arbitration.
2 Unresolved
2 - Company failed to resolve the complaint issues through BBB voluntary and self-regulatory process.
2 No Response

Personally I think you would be far better off to cancel with progressive and do it on your own. I base this on...my husband researched and contacted several debt consolidation companies prier to us just doing it on our own.

Almost all of the debt consolidating companies wanted us to open a separate checking account giving them authorization to do ach transactions. They add up the total amount owed on all the debts, then they charge you a percentage of those debts as their fee. Usually it was on average 12%. Now you make deposits into the checking account. Once you reach the 12%, they will withdraw their funds first from your account...........and only now are we ready to start the settlements with the PDL companies. Very long and draw out process!!! And basically all they do is hold your money in the account until you have enough to pay off the loan.

With help from this site, we found we could do it on our own and not pay any additional fees to a consilidation company.

wow i cannot believe the BBB did all of that!! they were never much help for me

wow i cannot believe the BBB did all of that!! they were never much help for me

bea2ls

go to: http://www.bbb.org/us/Find-Business-Reviews/

type in the business or charity name and click the search button. You will be amazed at what you can find!!!

Just like in the above post for United Cash....lolol and its a Miami Nation Indian Tribe! And also dba USFastCash, & AmeriLoan