PDL REFUNDS - WHAT ARE THE CHANCES?

Date: Fri, 07/24/2009 - 10:55

Submitted by aubrey
on Fri, 07/24/2009 - 10:55

Posts: 1203 Credits: [Donate]

Total Replies: 5

Before I got myself into this mess, I had paid off several PDLs and then re-borrowed again and am now in the process of contacting them (after having ACHs stopped and account being closed).
I'm wondering what are the chances of being reimbursed for fees I paid on the PREVIOUS loans that are over the amount of what I borrowed?

I'm thinking that I can tell them I've overpaid on the current loan and "by the way overpaid on previous loan and want refund for that as well".

Is this a good idea, or should I take my lumps (and learn my lesson) and just hope to get the present loans PIF?

I would ask...it doesn't hurt. I have heard of a couple of peopl

I would ask...it doesn't hurt. I have heard of a couple of people who have referred to and used previous loans and they interest they overpaid on them as payment on current loan and that was okay. But I think these are only with the illegal ones.

lrhall41

Submitted by azpenguin15 on Fri, 07/24/2009 - 11:04

( Posts: 44 | Credits: )

Well, all the ones I have are illegal because PDLs are illegal i

Well, all the ones I have are illegal because PDLs are illegal in NJ. I am finally starting to see light at the end of the tunnel. I paid WebPayDay $1,205 for a $750 loan.....

Someone Please kick me in the butt!