CA or bank debt validation letters after account is settled
Date: Sat, 07/25/2009 - 10:40
I looked in the DIY section at different letters, and want to send validation letters to debts that are already paid. I did not find such letters in the DIY section, all the letters I found there regarding debt validation were for existing debt. Is there a template debt validation letter available for debts that have been settled already (for less than the full amount).
It is next to impossible to get them to validate a debt after it
It is next to impossible to get them to validate a debt after it is paid. There is no reason for them to respond.
Not sure who owns my past credit card debt. My records indicate
Not sure who owns my past credit card debt. My records indicate a different credit card number than I originally had. Debt is from 2005. It's been a nightmare ever since. At one point, I was sued for arbitration, but collection agency who claimed to own the debt, pulled out at the 11th hour. I sent them a letter requesting they not contact me anymore and they haven't. I want to pay this back at some point, but who do I owe?
