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Which of these PDLs are leagal in TEXAS

Date: Sun, 07/26/2009 - 06:59

Submitted by anonymous
on Sun, 07/26/2009 - 06:59

Posts: 202330 Credits: [Donate]

Total Replies: 10


Like many people here, got over my head and into PDL hell. Below are a list of the PDLs I took and what I've paid into them so far ALL ARE INTERNET loans.

Ace Cash Express borrowed 400 paid 240
Cashnet Borrowed 200 paid 100
National payday Loan Borrowed 400 paid 180
One Click Cash Borrowed 300 paid 180
United Cash Loans Borrowd 300 paid 180.

Thre were due friday and the phone calls started Saturday. Please advise on what my next steps should be. Thank you


Are you sure they are illegal? I trued using those foms but was confused. I of course want to pay the amount borrowed even to the illegal lenders but am not sure what now to do.

I have seen people say I need to file complaints through BBB? How do i do that..Mike


lrhall41

Submitted by on Mon, 07/27/2009 - 10:34

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Well you need to contact the legal lender first. Communication is key, and being that they are licensed they can file a civil claim against you to collect for the loan. Go in and try to offer a reasonable repayment plan if you ae past due. If you are not past due ask about a alternate paymnet arrangement.

Is your loan with Cashnet or CashNet USA??


lrhall41

Submitted by Cool_Abyss on Mon, 07/27/2009 - 10:52

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Well, they sure don't make it easy to speak with anyone. I was transfered arond between 10 different parties over an hour, so hung up. I'll let them contact me.

On the Ace Cash Express Loan it was originally for 400.00 with a 120.00 fee so had i not renewwed i would hae owed 520.00

I renewed twice so have paid their refinaincng charges twice totally 240.00.

Am I going to be legally oblicated to pay them the 520.00 stil. Or can they try to make up erroneous charges now that i have defaulted. I am more than happy, I want to add, to pay what is due.


lrhall41

Submitted by on Mon, 07/27/2009 - 14:33

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