Please HELP me! I have 13 outstanding PDLs. What do I do?

We all have been where you are and there are great people here who can help you. Can you please list your PD loan companies and how much yo borrowed and how much you have paid?
I kow one of the first things that is recommened is that you close your your bank account immediately and open another one.

Advance America 592.00, Kosters 870.00, rapid cash 1300.00 and Auto title loan 1200.00, check city 1400.00, money tree 466.00. online - Zip 19 1017.00 default as of last thursday, Vince enterprises 390.00, Cashnetusa 148.00 twice a month for 3 more months, djr group 390.00, integrity advance 260.00, national pdl 390.00, ACC 580.00. Pathetic, I know. I just want it to end. My credit cards are now going into default as well.

Hi! Well, your store front loan companies are legal. So for them you will want to contact them about making payments through an extended payment plan. I have had experience with Advancce America and they were very nice about working with me. Hopefully tou will have the same experience.

Nevada is a state that requires internet lenders to be licenced in Nevada. This makes your internet loans illegal. Therefore you are only morally or ethically responsible to pay back what you borrowed only. SO if you borrowed 500$ from one of the internet companies, and have paid 400$ in rollover fees and interest, then you are really only responsible for paying them back 100$. Does that make sense?

There is a great sticky at the top of this forum that gives you step by step directions on how to deal with illegal payday loan companies. I urge you to read up on it and you will know what to do.

Please, please, close your checking account today, before you start to talk with these companies so that you can protect the money you do have.

Please, do not beat yourself up over this. We have been there and know those feelings all too well. Take some time to read through some of the posts on this forum. They will give you hope that you can get through this, and you will.

I see you have listed a title loan. You will need to handle them personally to try and reach an payment arrangement. I would call them and explain the situation and see if they can postpone your payment.

Advance America, Cashnet USA, Money Tree are CFSA members. They can offer an extended payment plan to you. However, your situation does not look to favorable with an EPP right now. Please try and call their branch office immediately to work out a resolution. If you get no where call the branch offices and explain you have been suspended from work and what you can afford to pay and when.


Kosters is that a storefront??

All the others are Illegal loans so please make sure you secure your bank account ASAP! Please list what you have paid on these loans to date.