I think I got the idea now!

Date: Mon, 07/27/2009 - 13:02

Submitted by tailatious53
on Mon, 07/27/2009 - 13:02

Posts: 6 Credits: [Donate]

Total Replies: 7

Ok I have 2 paydays loans with Summit Group LLC for 150.00 and 1 with SSM Group LLC for 150.00.I have paid just the refinance 2 times on both of them for 45.00 whick is 90.00.I have been working to find all the info. on them.They both are unlicensed/illegal.I live in Pa and all internet pdl loans are illegal in PA.I close my checking acount due to Idtheft.That's another story.I can't pay these and going to let them default on Friday.I'm willing to pay off the balance.But right now I don't need someone calling and threateneding me.What do I do from here so these people can't call me?I have to deal with idtheft and it's madding.

Change your phone number, other than that, you can't really stop

Change your phone number, other than that, you can't really stop them from calling you.

lrhall41

Submitted by Shazzers on Mon, 07/27/2009 - 13:31

( Posts: 17344 | Credits: )

Isn't there a letter or something that I can sent them so that t

Isn't there a letter or something that I can sent them so that they can't call me?

lrhall41

Submitted by tailatious53 on Mon, 07/27/2009 - 17:59

( Posts: 6 | Credits: )

There are ways by which you can stop harassing phone calls from

There are ways by which you can stop harassing phone calls from collection agency. One such way is to send a Cease and Desist Letter to the collection agency thereby requesting them to stop contacting you.

Given below is a sample Cease and Desist Letter.

Cease and Desist Letter to collection agencyYour Name
Your Address
Your Phone#

Collector's Name
Collector's Address
Date

Dear Collection Manager,

Re: Account Number__________

This letter is a written request asking you to cease and desist in your efforts to collect on the debt account as stated above. It is my personal choice to deal with the original creditor and not the collection agencies.

Thus, I request you to cease collection efforts immediately or face legal actions under the state/federal laws. I hope you would consider giving this letter the attention it deserves.

Yours truly,

Your Signature
Your Name

lrhall41

Submitted by fatcat on Mon, 07/27/2009 - 19:18

( Posts: 171 | Credits: )

good luck, and keep us posted - some stole my idenity and it see

good luck, and keep us posted - some stole my idenity and it seems that every month or so i get a bill from a service that i never requested, it is no joke and my life has never been the same.. i know this is the payday loan help board but did you file a police report for idenity theft?