Took out another loan after sending letters

Quote:

Once they take out enough fees to cover the original loan amount

This is borderline taking a loan with the intention to revoke the payments. I will let others jump in here with their advice.

Hang tight!

What state are you in?
Who is the PDL?
and how much borrowed?

Not even close to being borderline...so I'll stay out of this.

Fraud as a criminal act,

In criminal law, fraud is the crime or offense of deliberately deceiving another in order to damage them ??? usually, to obtain property or services unjustly. [5] Fraud can be accomplished through the aid of forged objects. In the criminal law of common law jurisdictions it may be called "theft by deception," "larceny by trick," "larceny by fraud and deception," or something similar.

When I took out the loan I had no intention of revoking on it, but my car has continued to need some work and now I am looking at having to get a new one, so the PDL is now keeping me from being able to get what I need done. But I will finish it off because I don't want to commit fraud.

It sounds fishy to me. Why take out another loan after you have had these problems. Sounds like you are trying to not pay.
PDL Owner you are correct, Ill stay out of it also

I'd take public transportation before I'd take another PDL. Especially after you were successful in satisfying your other loans. WHAT WERE YOU THINKING? Park your car, take transportation and save for down payment for car, or whatever. Buy a used one with cash.

Can you get another job and work nights or weekends to earn some extra money? Have a yard sale, those seems to bring in a quick couple of hundred. What about a temp agency? Something other than a PD loan.

Good for you for finishing off the PDL loan company first though.

I know I have hit a rough patch the past 2 weeks (I am a teacher and am on summer vacation with no pay, things get tight just before school starts) and was tempted by the lure of easy cash. But I just kept reading here and knew it was not the answer.

I am not trying to get out of paying. I am a single mother with two children. Can't get a second job because I don't have anyone to watch the kids and we don't really have 'public transportation' here - my town is really small and my job is in the next town. Without a car I can't get to work. Have done yard sales and sold everything I absolutely can just to finish paying for the car repairs before. The loan I got didn't cover it all. My family can't help because they are all in similar situations. Got stuck - what can I say? It was more than tight it was rock and a hard place - but thanks for all your help - maybe I oughta just quit work and get on the dole - it would save some headaches!

Maybe !!!!!!!!

Request an EPP, if this is a storefront loan, go into the store BEFORE your payment is due and request an EPP. Since you have already been through the steps of dealing with payday lenders I will assume you understand the process of getting an EPP.

Can you move in with family until you get ahead?

i noticed that these questions have been asked, please answer them and we can help you make the course of repayment.
what state are you in, how much was borrowed and what company is this?

Solicitation removed per TOS. CA