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Quick Pay day

Date: Tue, 07/28/2009 - 07:28

Submitted by anonymous
on Tue, 07/28/2009 - 07:28

Posts: 202330 Credits: [Donate]

Total Replies: 3


Ok, I am not sure if anyone can assist with this but here is hoping. Last night my wife was contacted by someone claiming to be from an attorney's office. They were calling regarding a quick pay day loan that they say was taken out in April of 2005. Now that is over 4 years ago and they are claiming that there is money still owed. Now there were some loans taken out back then but we believe they have all been paid. Does anyone have any experience with this. THey are saying that we have to pay this by the end of this week and everything that we are finding online about the company that called is not good. Any help would be greatly appreciated


Is this a collection agency who called? If so, all you need to do is tell them they have 5 days after their first initial contact to send you a dunning letter, per federal law. Read the info below, click on the link:
http://www.expertlaw.com/library/consumer/fair_debt_collection.html#6

I don't recommend you give out ANY personal information to whoever called you. No bank information, no ss#'s, nothing. It could be anyone on the telephone posing as a debt collector attempting to rob you blind. Never confirm or deny owing a debt over the telephone, or EVER, unless you have written proof with your signature on it. Ignore these people unless they send you written proof you owe this debt, you also need proof this company has a right to collect this debt, or owns this debt.


lrhall41

Submitted by Shazzers on Tue, 07/28/2009 - 08:29

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It is however they claimed they were an attorney when they called, they never gave the name of the collection agency they were with just that they were with an attorney's office and gave the attorney's name. They initially refused to send me any information, after insisting they finally faxed me a letter. That is the only way I found out the company they were with.


lrhall41

Submitted by on Tue, 07/28/2009 - 08:46

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