Arrow

The CEO of this company is Jack Lavin.They generally buy your old debts for almost nothing. Then they go after the unsuspecting consumers with the usual threats of litigation, seizure, garnishment, etc.As a customer I've faced difficulties in dealing with them because sometimes they make false statements and fake orders,too.They sometime send cease-comm letters too.Having a contract with them is the toughest problem in life.So you should better avoid them.

I am very hesitant of deaing with them due to the fact they are not the collection professional I have dealt with in the past. I have been FORCED to do something I didn't want to do because instead of payment being sent to them, I sent it to CitiBank instead and I am forced to pay more in intrest. they are uncooperative. What I mean is they were asked to send a copy of the payoff to Citibank and they are refusing. If they would I would have payoff of the debt. I hope I will not be SCREWED! If I am.........

Avoid Arrow like the plague! They use borderline illegal tactics, threats and intimidations to collect debts - even on people who do not owe anything. They tried to talk me into agreeing into the accepting a payment settlement offer on behalf of my husband who was not home on a debt he did not owe. They also called me several times only to hang up on me. Spread the word - avoid these sharks!

This company is slimey and unethical. I really think they should be investigated because their business practices can't be legal. Not sure how to get my debt away from them.

Hi Stressed

Did you file a complaint against them at the DAs office and the FTC? If their illegal action is not reported, then they will continue with these types of illegal activities in a full fledged way. .

Please let me know if I can assist you in solving your queries.

Regards
Roxette

Hum, one of my bank of america account was sold

To them ... They reported me on the 3 credit

Bureaus + chex system ... I disputed the 4 account

And they were gone after 30 days ... Then i think

Two years (!) Later they reported me on transunion

(disputed and gone in 30 days). Thinking about it

They never contacted me. I even thought they went

Out of business because they phone was invalid ...

Hi Mike,

After going through different post I see that you have a lot of experience which will help others.

Please if possible spare some time and share your complete story at http://www.debtconsolidationcare.com/mystory/ . This will be of big help to many who are going through the same phase of life. Your participation will be highly appreciated.

Thanks
Vikas

these people call and call me all the time. I guess they have some old debt of mine. didnt ask, dont care. it is off my credit and i refuse to discuss anythign with them, they arent going to make it valid. I have even went as far as telling them that this isnt my phone, I have no idea who I am. LOL I dont say my name on my voicemail, but they call and call... it is recording and I am not going to call them back! They can just buzz off. Just because I cleaned up my credit. GRR!

Sully,

Just be a bit cautious while dealing with them. If you keep avoiding the calls, they can cause serious damage to you. Please have a look on how it can be done.

http://www.debtconsolidationcare.com/forums/scarycollection.html

If there is a past debt that needs attention, discuss with them and ask for debt validation. If they give you false information, you have the right to dispute it. This dispute can actually protect you from all the unnecessary legal actions.

I hope you will give a thought to it.

Regards
Roxette