Validation question

Yes, once you pay you are admitting to this debt being yours and have restarted the SOL on when and if they would file suit should the payments stop :(.

not necessarily true.even in some states payment won't restart SOL unless there is a written agreement.a couple of questions.

who is the ca
did you get something in writing in regards to this arrangement.

we can help further if you provide the info requested.

Nothing in writing and the CA is NCO

they are a nasty bottomfeeder.before you get the DV letter out.ask for a receipt or confirmation of payments received.bet they won't do it.then fire off the letter.send it certified mail return receipt.

Will do thanks for the advice. how can you tell which CA's are bottom feeders?

i got NCO being a bottomfeeder from BUDD HIBBS site.he is an ally in the battle against these type of places.ways to tell a bottomfeeder.

threaten arrest,garnishment,on the first call.
refuse to send anything in writing.
really won't offer more than an amount owed and stupid threats.
won't provide an address.demand bank info and payment that day.

it's real easy after awhile to assertain one from a legit CA.

Will do thanks for the advice. how can you tell which CA's are bottom feeders?

You cant. There are several CA's like NCO who work both 3rd party collection and by junk debt as well.

Soaplady,

Are you saying that its not a good idea to send a letter to request payment history?