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NCO Financial Systems - 13 year old debt?

Date: Wed, 08/12/2009 - 21:11

Submitted by anonymous
on Wed, 08/12/2009 - 21:11

Posts: 202330 Credits: [Donate]

Total Replies: 2


I just received a letter from NCO regarding a cellphone account I had 13 years ago. I do not recall owing any money when I closed the account and they are unable to provide any evidence. I don't want to pay this debt but am afraid they may ruin my credit.

Trying to find out what the statute of limitations would be on a debt of this type. Even if the statute has run out, can they report to a credit agency that it is an unpaid debt?

Not sure how to proceed and wondering if anyone has had a similar experience?

Thanks in advance.