is there a time limit for companies to dv?

Date: Fri, 08/14/2009 - 09:20

Submitted by resqume1
on Fri, 08/14/2009 - 09:20

Posts: 324 Credits: [Donate]

Total Replies: 2

For example if I send off a dv letter to a CA and have'nt heard back from them in 30 days can I consider them gone or can they take as long as they like to validate? One is a legit debt that I am waiting for the validation to pay and the other is from an illegal pdl.

If they can't validate the debt, they would likely sell it out t

If they can't validate the debt, they would likely sell it out to another collection agency. So, just wait and watch. And, if that happens then you'd need to follow the same steps of validating the debt again.

The debt may be valid but they need to prove their ownership over the account by filing a reply to your DV letter. However, at the same time they must stop all collection practices till they reply to the mail.

lrhall41

Submitted by SC on Fri, 08/14/2009 - 23:05

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There is no time limit unless you live in TX, which reqires a re

There is no time limit unless you live in TX, which reqires a response within 30 days. If they try to collect before they validate, then they are violating the FDCPA. Did you send the dv's CMRRR? That is the only way that you can prove that they received them. Without the receipt, they could claim that you never sent the letters.

lrhall41

Submitted by southernapostolic on Sat, 08/15/2009 - 20:43

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