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18007411969 - anybody heard about this collection agency?

Date: Thu, 01/05/2006 - 08:51
Submitted by annmarie0205 on Thu, 01/05/2006 - 08:51
Posts: 72
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Anyone heard of them or had to deal with them? They are located in Florida. number 18007411969. Thanks


I'm a pretty cool headed guy. Believe it or not I'm actually a professional negotiator- I handle these situations all day long.

Besides, there's nothing illegal about visiting their office. I can only get in trouble if I threaten them or their property or refuse to leave if asked.

This is going to be fun!


Submitted by on Tue, 11/17/2009 - 17:53

( Posts: 202330 | Credits: )


I just got a call from these people. The girl identified herself as Kelsey from Audit Systems. She asked if I was Mrs. V*%as? I told her yes and asked who she might be. She said she was Kelsey from Audit Systems and if my address was 123 Blah Blah Street, etc. etc. I asked what this was pertaining to? She said she couldn't tell me until I identified myself. I told her I wasn't giving her my personal info. until she told me what this call was about! She got annoyed with me and said she would put down that I could't identify myself then she hung up on me!!! I don't even know what that was all about!!


Submitted by on Tue, 12/29/2009 - 13:02

( Posts: 202330 | Credits: )


Audit systems has finally crossed the line to frank fraud. Four years ago, the wife closed out her personal account at a big bank where we maintain a number of accounts, totallying well into the six figures. Last Friday, we get a call from audit systems claiming they represent this bank and that we owe them money. All accompanied by the usual fraudulent claims, bullying, abuse, etc.. The number they gave was my wife's old account number.

Since we are a BIG depositer, I figured if we owed money to the bank, they would have just taken it out of another account, contacted us directly, etc. So we met with the bank manager Monday. The manager told us that there was nothing owed on the closed account and that they handled their own collections in any case. He was also greatly concerned that Audit Systems claimed to represent his bank and that his national office was immediately instituting a fraud investigation and would "take appropriate measures".

Apparently, the scam works like this: Audit Systems has somehow gotten hold of a list of long-closed bank accounts and their owners. They start calling this list, claiming that the bank is somehow owed money from this old account. A significant number of people will just pay-up.

The trick is to use old closed bank accounts, since most persons just close them and likely don't maintain another account in the same bank, which would instantly reveal the fraud. Any records are also likely long-gone. By chance, in our case, they chose the wrong person.


Submitted by on Tue, 01/26/2010 - 06:46

( Posts: 202330 | Credits: )


More: I just filed a complaint with the FTC against Audit Systems and am in the process of filing a complaint with the Florida AG's office. On further investigation, my wife's account was a savings account and never had any checks written against it at all.

Further, the bank (Wells Fargo ) tells us they handle collections internally and would never use somebody like Audit systems. They also tell us that there was never a charge against my wife's account, and that had there been one, they would have just taken the money out of one of our other accounts.

Therefore, there is no possible way that Audit systems could have gotten the number of my wife's closed account except by some illicit means. Likewise, even if obtained from (say) a credit agency, the number was obtained with the specific intent of carrying out a fraud. If they did this, there is a record and we've got them. My wild guess is that they just bought a bootleg list from the usual disgruntled employee.

So all this is just a fraudulent "phishing" expedition. Who knows how many people they have pulled this scam on. If someone catches on, they just blame it on poor records. Can't do this in our case, since the only record would have been with the bank or in some place with legally-restricted and recorded access.


Submitted by on Tue, 01/26/2010 - 14:24

( Posts: 202330 | Credits: )


Thanks for all the advice everyone, I put a complaint in to the BBB and I also emailed the Attoney General's office. Hopefully I won't get anymore calls from this place. The company doesn't even have my phone number in their system but funny thing is, They are calling me. I have had this phone for over a year now and all of a sudden this number starts calling they tried to tell me that my number is being forward NO it's not.


Submitted by on Fri, 02/12/2010 - 07:29

( Posts: 202330 | Credits: )


They also use 888-729-7718. I have told them to stop calling me at work. They continue to break the law and do so. I have a debt that I am using a debt relief company to resolve for me. They and EZMONEY have refused to deal with them. I am reporting them to the State of Texas Attorney General. They also use the name Advanced Credit Recovery. They call me using 800-226-7413.


Submitted by on Fri, 02/12/2010 - 12:42

( Posts: 202330 | Credits: )


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Submitted by on Sat, 02/20/2010 - 02:21

( Posts: 202330 | Credits: )


just recently we have been getting calls from the same entity (800-741-1969) they make threatning comments over the phone which is highly illegal. If any company is calliing with out any information, just that you owe them money, is a scam. the company needs to supply a statment with a vailed claim number, and an account number from the original collection oweing to vailidate thier claim.

Even if the collects is a legal vaild claim, they cannot call a place of bussiness or anyones cell phone for collection purposes for any reason and time as they please.

please read the following: copyed off of; http://ag.ca.gov/consumers/general/collection_agencies10.php#restrictions


The five-day notification period applies whether the collection agency's first contact with you is by telephone or in writing, but many agencies include that information on their initial written notice, whether or not they have telephoned first.

Each notice demanding payment for a bill must contain the following information:


  • Creditor's name (on the first notice);
  • Name, address and telephone number of the collection agency;
  • Date the notice was mailed;
  • Amount due. If, after the first notice, the total amount due changes, the change must be explained on the next notice (15 USC Section 1692g; CCR Section 620).
In a situation where an agency is legally contacting your employer to verify your employment or business location or to garnish your wages, the agency must make its inquiry in writing. If the agency receives no response to its written communication within 15 days, the agency may contact your employer by other means.
The five-day notification period applies whether the collection agency's first contact with you is by telephone or in writing, but many agencies include that information on their initial written notice, whether or not they have telephoned first.

Each notice demanding payment for a bill must contain the following information:

  • Creditor's name (on the first notice);
  • Name, address and telephone number of the collection agency;
  • Date the notice was mailed;
  • Amount due. If, after the first notice, the total amount due changes, the change must be explained on the next notice (15 USC Section 1692g; CCR Section 620).
  • A warning informing you that, "This is an attempt to collect a debt and any information obtained will be used for that purpose." warning informing you that, "This is an attempt to collect a debt and any information obtained will be used for that purpose." also off http://www.privacyrights.org/fs/fs27-debtcoll.htm#6
You may also find the following info useful:
A collection agency or its employees must not threaten to do anything that it cannot legally do.

It cannot damage your property or physically injure you or others (CC Section 1788.10).

If the collection agency is unable to obtain verification that you owe the debt, it may return your account to the creditor and stop collection efforts. The agency is not required to notify you if it does this. If the agency does return your account to the creditor, it may be assigned to another agency for collection.


There are legal ways to handle companys that fail to comply with the law.
when life hands you lemons, make lemon aid.

Life happens that leads us to collections, just dont let companies make a fool out of you.


Submitted by on Mon, 02/22/2010 - 10:54

( Posts: 202330 | Credits: )


Heres what happens. The orginal ceditor has written off your debt and in most cases has notified you of that desicion. However what they dont tell you is that they sell your file / debt or information to those who will take the chance of bulling you and your family into paying them something. If you do they split the money up and nothing goes to the original ceditor. A Big Scam that again the Banks dont tell You!!


Submitted by on Thu, 02/25/2010 - 19:46

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
I guess I am a little confused why you are upset when you owe money. They are just doing thier job. If you owned a business and people owed you money would you try to recover what is due you?
My response is be more responsible with your finances and even more important take responsibilty for you actons. Dont buy what you dont have the money...the only thing that I could understand is medical expenses. If you paid your debt they would not call.



This company is NOT calling on behalf of money THEY themselves are owed. They are calling because they are scammers that illegally obtained information on closed Wells Fargo checking accounts & are calling to collect on debt they are not affiliated w/. Many former customers of Wells Fargo have brought this to the bank's knowledge & been told, by the bank, that this company is fraudulently collecting on debts.


Submitted by on Tue, 03/02/2010 - 07:46

( Posts: 202330 | Credits: )


;) Receiving collection calls for the guy who previously had my phone number. Thanks Ben, for listing the company address and other information. Anonymous is correct - trying to get through to these call-center morons over the phone is pointless. They listen no better than they read and write. Three hang-up calls between 9:03 a.m. and 9:37 a.m. this morning before "Jenine" came on the line and assured me my number "has been removed from [their] system," then quickly hung up - as did "Robert" only two days ago. Screw BBB - they document arguments from both sides and conclude, "You and the company are unable to resolve your problem." [duh, ya think?] Florida Ron has a great idea - FCC and Attorney General in both Florida and California. Tips on Suing ~ yeah! That's it! Thanks guys. You're a virtual fountain of information. Appreciate it.


Submitted by on Tue, 03/23/2010 - 10:55

( Posts: 202330 | Credits: )


I just got a call from this number today and I did not answer in time to accept the call. The phone rung again 20 minutes later, i answered and it was a call from the number 1-800-741-1969. My caller idenity read in capital letters ASI. I said hello, but no relpy. I hung up and googled this number and this is where it lead to this site. When they call back, I will give the details of what they wanted? BUT do anyone know for sure where the number is calling from?...HELP!!!!


Submitted by on Thu, 04/01/2010 - 07:32

( Posts: 202330 | Credits: )


They called me 4 times in the past 2 hours. Wtf. They don't leave a voice mail to say call them back they just call after reading all these post if they call me back and I do answer if they don't want to give me a straight response they are going to get hung up on and put into the ignore list and a complaint and if need be a law suit


Submitted by on Fri, 04/02/2010 - 13:13

( Posts: 202330 | Credits: )


If people want to stop being called to pay your debt then how about you pay your bills theres thousands of people who manage to do it everyday. Whats wrong with you idiots. Thats whats wrong with todays worls theres people out there working to pay their bills and then theres people out there that just love to live off the government and the hard working individuals that do go to work daily and get paid. Quit all the complaining and get jobs then you dont have to worry about Audit Systems calling you to begin with!!!!


Submitted by on Wed, 04/14/2010 - 10:08

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
I had a check that bounced and called the company at the time to clear it up. The guy said nothing is here yet so wait until it comes in. Well...in the meantime it was forgotten. Now when I went to write another check (a whole year later) I am referred to this company. I asked for two weeks so I can pay by debit and was told only 2 days to pay and threatened me as a person who "habitually" writes worthless checks. This is a one time thing and they told me to call my state. When I asked who to call they said they didn't have that info. I was scared. They wouldn't give me an address to send money orders either. Anyway, then I found this site on line and now I know who I'm dealing with. I will make payments by money orders to get this taken care of. The stress of talking to these unreasonable, threatening people was more than I could take this week. Thanks for this site.
If you wrote a check a year ago why do you need two weeks to pay for it.....when you went to the merchant did they take the check and tell you to come back one year and two weeks later to pick your stuff up???


Submitted by on Thu, 04/15/2010 - 18:38

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
I'm afraid you're overgeneralizing. Often these collection companies are wrong, and they badger innocent people. That's why laws were instituted to rein these companies in. So lecturing others whose situations you don't know serves no purpose, except maybe allowing you to feel self-righteous.
How is someone who lost their job being "irresponsible"? Debt is not equal to immorality.
You also forget that the banks lobbied hard for, and paid for, laws allowing them to raise people's interest rate--often for no reason. One time my credit card co., which I had never paid late in fifteen years, sent a letter saying they were making my rate 23.99%. Care to tell me what's up with that? It's nothing but gouging. I canceled the card, of course. But not until this year were they called out on their raging greed, and a law passed to stop such practices. When banks could do this, ordinary people were shanghaied into into paying only interest for the rest of their lives and never touching the principal. It is the banks that were being irresponsible.
Years ago, Audit Systems kept leaving messages. I didn't know who they were then. The messages never identified what the company did or what the call was about. Finally, out of curiosity I called the number they left. The man on the other end starting asking rude questions. I asked what Audit Systems does, and the man REFUSED TO TELL ME. One person from Audit Systems tried to claim that my name was in a "national database" of people in default. I was not in default, I could prove it, and there's no such database. It was BS to intimidate me.
So, Anon., please bear in mind that these people are desperate for $ and don't much care if they're right or wrong in who they target. That's why Congress got involved.
Did CONGRESS overdraft your checking account????


Submitted by on Thu, 04/15/2010 - 18:40

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
People,
I read this forum thank you for the heads up. They try to intice you to call them back by saying this is so and so from audit systems call me back at your earliest connivence/call me as soon as you get this. thank god i looked it up and found this. I let them know before they even started talking I will not be harassed by a third party and this matter will be taken up directly with whom I owe my debt to.
first.....entice and convenience are correct....secondly, if you wanted to deal with the original creditor you would not have allowed this debt to go to collections.


Submitted by on Thu, 04/15/2010 - 18:42

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
I keep getting calls from this company for a person other than myself. Every time I speak to them they assure me that my number has been removed from their systems.
Their tactics are abusive to say the least- I get 3-4 threatening calls per day.
You don't know how happy I am to learn that their office is only twenty minutes from my home.
I'll be paying them a visit tomorrow. A full report will follow.
Thanks.
Mike call the manager her name is Janine her number is 727-688-2671 that is her personal number


Submitted by on Thu, 04/15/2010 - 18:45

( Posts: 202330 | Credits: )


[QUOTE=Anonymous;657630]just recently we have been getting calls from the same entity (800-741-1969) they make threatning comments over the phone which is highly illegal. If any company is calliing with out any information, just that you owe them money, is a scam. the company needs to supply a statment with a vailed claim number, and an account number from the original collection oweing to vailidate thier claim.
Even if the collects is a legal vaild claim, they cannot call a place of bussiness or anyones cell phone for collection purposes for any reason and time as they please.
please read the following: copyed off of; http://ag.ca.gov/consumers/general/collection_agencies10.php#restrictions
The five-day notification period applies whether the collection agency's first contact with you is by telephone or in writing, but many agencies include that information on their initial written notice, whether or not they have telephoned first.
Each notice demanding payment for a bill must contain the following information:


  • Creditor's name (on the first notice);
  • Name, address and telephone number of the collection agency;
  • Date the notice was mailed;
  • Amount due. If, after the first notice, the total amount due changes, the change must be explained on the next notice (15 USC Section 1692g; CCR Section 620).
In a situation where an agency is legally contacting your employer to verify your employment or business location or to garnish your wages, the agency must make its inquiry in writing. If the agency receives no response to its written communication within 15 days, the agency may contact your employer by other means.
The five-day notification period applies whether the collection agency's first contact with you is by telephone or in writing, but many agencies include that information on their initial written notice, whether or not they have telephoned first.
Each notice demanding payment for a bill must contain the following information:

  • Creditor's name (on the first notice);
  • Name, address and telephone number of the collection agency;
  • Date the notice was mailed;
  • Amount due. If, after the first notice, the total amount due changes, the change must be explained on the next notice (15 USC Section 1692g; CCR Section 620).
  • A warning informing you that, "This is an attempt to collect a debt and any information obtained will be used for that purpose." warning informing you that, "This is an attempt to collect a debt and any information obtained will be used for that purpose." also off http://www.privacyrights.org/fs/fs27-debtcoll.htm#6
You may also find the following info useful:
A collection agency or its employees must not threaten to do anything that it cannot legally do.
It cannot damage your property or physically injure you or others (CC Section 1788.10).
If the collection agency is unable to obtain verification that you owe the debt, it may return your account to the creditor and stop collection efforts. The agency is not required to notify you if it does this. If the agency does return your account to the creditor, it may be assigned to another agency for collection.
There are legal ways to handle companys that fail to comply with the law.
when life hands you lemons, make lemon aid.
Life happens that leads us to collections, just dont let companies make a fool out of you.[/QUOTE]Einstein.....you have to tell them not to call your cell.....and you have to tell them not to call your POE


Submitted by on Thu, 04/15/2010 - 18:47

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
Einstein.....you have to tell them not to call your cell.....and you have to tell them not to call your POE


how about this coperincus.to properly get them to truly stop or take action against them those requests have to be in writing.this bottomfeeder(whuch seems to be a humanoid magnet) ignores the FDCPA,and other facets of the law.just telling somebody over the phone to not call doesn't cut it.


Submitted by paulmergel on Fri, 04/16/2010 - 05:36

paulmergel

( Posts: 15514 | Credits: )


Quote:

Originally Posted by Anonymous
I guess I am a little confused why you are upset when you owe money. They are just doing thier job. If you owned a business and people owed you money would you try to recover what is due you?
My response is be more responsible with your finances and even more important take responsibilty for you actons. Dont buy what you dont have the money...the only thing that I could understand is medical expenses. If you paid your debt they would not call.


You are very naieve. These people are calling random Cell Phone numbers!! No one has my cell phone number except family and friends - why would some "debt collector" call it?
On top of that, these "debt collectors" are not the original creditor anyway, so why defend them? Do you work for them? It's their tactics that people are complaining about, Not the fact that they may, or may Not, owe a bill.


Submitted by on Fri, 04/16/2010 - 09:53

( Posts: 202330 | Credits: )


Quote:

Originally Posted by annmarie0205
Anyone heard of them or had to deal with them? They are located in Florida. number 18007411969. Thanks

Live in Washington, am a STUDENT, and am not in any debt. I'm freaking 13!!!! They've called me 23 times today. What can I do???


Submitted by on Thu, 04/29/2010 - 20:41

( Posts: 202330 | Credits: )


Quote:

Originally Posted by annmarie0205
Anyone heard of them or had to deal with them? They are located in Florida. number 18007411969. Thanks

they are a crooked pain in the ass collection agency they have offices located all over the country i found out where they were located called a c.a.t. agent they took care of it.


Submitted by on Tue, 05/11/2010 - 14:08

( Posts: 202330 | Credits: )


they call me and i answer and then the phone just goes silent...and then they hang up...they will call 6 times a day and i cant get ahold of anyone...its never ending!!!! how the hell can i pay if i never talk to a person!!!??!!??


Submitted by on Tue, 05/11/2010 - 19:10

( Posts: 202330 | Credits: )


The 1-800-741-1969 have been calling my phone number for a person I do not know and seem not interested in correcting thier error.

The are both rude and in-accurate. But putting thier number on an autodialer--they are now getting 1/2 dozen calls from me every 10 minutes...planning to drive thier business cost higher until they develope some manners.

And, no I don't owe them any money.


Submitted by on Fri, 05/28/2010 - 16:27

( Posts: 202330 | Credits: )


This people continue to call my home on a daily basis 3 times a day, asking for someone with my name but with different birthday and SSN...they tried to force me to give them out my private info...They got upset when I refused to do it. They are calling daily for a month now. I made the huge mistake to return a call only to be yelled and hearing a completely out of control lady talking about a signed contract by me (???)and demanding an inmediate payment...It was funny to hear this lady loosing control with someone that has nothing to do with this debt, so I hang up. When they asked my name and I said I was the person had no idea it was a collection agency. I will submit a complain with my State's Attorney General. Thank You all for your info.


Submitted by on Mon, 08/02/2010 - 20:02

( Posts: 202330 | Credits: )


ASI is calling my home for my daughter who does not live here. I will not give them her number because they mentioned an account that I know she is paying monthly. My question: has anyone ever been taken to court by this group for non-payment? There seems to be a question of legitimacy here.


Submitted by on Wed, 08/18/2010 - 09:35

( Posts: 202330 | Credits: )


we have been getting 1-800 calls for quiet sometime. sometimes multiple times in minutes some call once a day and thats it. we have caller ID on the phone and TV so the minute we see the 800 number we turn the phone off and let the fax machine answer it.

finally today i saw the number on the screen and decided to look up the number and saw this site. i kind of figured that it was a scam when i saw it had so many complaints.

now honestly i can't WAIT for them to call back i have been itching for a good argument and it sounds like these are just like the trolls that haunt Deviantart that i argue into the ground on a daily bases, the more they cuss and the more rude they are the better i can take um down.

and what are they going to do? call the cops on me?! LMAO -rubs hands- so can not wait!!


Submitted by on Fri, 09/10/2010 - 19:42

( Posts: 202330 | Credits: )


I just started getting phone calls from the number for a couple of weeks and then when it called at 7am.. That was it. I called the number and lady asked if I was stephanie and I said no. I said I had the number for over 9 years. The lady said well I didnt ask you that I asked if you were stephanie and since you are not we are taking your number out. And then she hung up.


Submitted by on Mon, 09/20/2010 - 13:47

( Posts: 202330 | Credits: )


Quote:

Originally Posted by Anonymous
they are a crooked pain in the ass collection agency they have offices located all over the country i found out where they were located called a c.a.t. agent they took care of it.


Who/what is c.a.t.?


Submitted by on Mon, 09/27/2010 - 12:41

( Posts: 202330 | Credits: )


hEY i JUST STARTED GETTING THI NUMBER CALLING ME, BUT THEY DON'T SAY ANYTHING THEN THEY HANG ON FOR A MINUTE OR SO THEN THEY HANG UP ON ME. NOW I KNOW I DON'T OWE THEM ANYTHING SINCE I'M NOT BEHING ON MY BILLS WHAT SO EVER... THE ONLY THING THAT I CAN THINK OF IS THAT MY DAUGHTER'S BOYFRIEND USED TO LIVE HERE AND HE RAN UP A FEW BAD CHECKS AT WINN DIXIE... I DON'T GET IT THOUGHT, THEY DON'T SAY A WORD THEN THEY HANG UP ON ME....


Submitted by on Mon, 10/25/2010 - 16:45

( Posts: 202330 | Credits: )


So these people just called me. It's funny, I'm 18 years old, never heard of them, I don't have bills to pay, and none of my family is in debt. Yet, they tell me that a past relative employer is in debt and needs to pay. Haha seriously? Before they waste they're time on something they obviously know nothing about, they need to learn the facts. I don't care if they're trying to "do they're job". They don't do it well. They need to realize that the job is for people that know what they're talking about, it's not the "annoying trolls" hot line. Oh well, that's a bill collector for you.


Submitted by on Thu, 10/28/2010 - 12:15

( Posts: 202330 | Credits: )


Quote:

Originally Posted by annmarie0205
Anyone heard of them or had to deal with them? They are located in Florida. number 18007411969. Thanks


They are located in Clearwater, Florida, they are a very rude company. They have some very nasty workers with bad attitudes, no one knows how to talk to people, and they will harass you for days at a time. I can't deal with that company. Something needs to be done with them at once.


Submitted by on Fri, 10/29/2010 - 10:29

( Posts: 202330 | Credits: )


i just called them to relieve my debt via credit card and at first they quoted me one amount and when i tried to pay it they upped the amount another 15.00 for a processing fee and they are not letting me pay my amount due and gave me 2 days and the lady cussed me out so i called her a b**** and hung up


Submitted by on Fri, 11/12/2010 - 18:11

( Posts: 202330 | Credits: )


Just talked to their representatives and they were pretty helpful in giving me some alternatives as to how to clear up the debt I have with one company. Guess I'll see how things go but for now they are ok. Be sure to notify if things go south.


Submitted by on Mon, 11/22/2010 - 19:29

( Posts: 202330 | Credits: )


These scum bags are one of those ???Basement Bill-boys??? who buy up old, expired, (time-barred) In other words, LEGALLY UNCOLLECTABLE junk-accounts for pennies on the dollar and dunn anyone they can find for anything they can scam out of them. If they are calling you, it???s a safe bet they can???t make good on a single threat they make. As for those collectoid lowlifes who post: ???just pay your bills and we won???t call you??? Don???t even go there- Anyone who???s ever been assigned the old phone number of one of your victims knows you couldn???t care less whether they ever owed a dime or not - you???re just out for the cash. For anyone harassed by these losers, file complaints with any agency who will accept them, but especially the Licensing depts. of both Fla. And YOUR OWN STATE. Many state licensing Departments have special collection agency boards whose sole purpose in life is to make life hell for these maggots who often don???t bother to get licensed in many states, sometimes because they have been banned from doing business there. The collection companies are scarred silly(er) of these guys. Also visit the FTC website to learn your rights and everything every collector wishes no one knew.


Submitted by on Thu, 12/23/2010 - 09:40

( Posts: 202330 | Credits: )


These rude obnoxious ladies called first with my info Name and business... then were rude and hung up, When I called back to find out what it was they wanted they again were rude and could not find my information; again hung up on; When I called the third time they were looking for Antonio.... um no Antonio's here. I think these people are a scam and won't give them the time of day.


Submitted by on Thu, 12/23/2010 - 13:05

( Posts: 202330 | Credits: )


Also, Here is a good way to deal with these Hitler Youth punks and their disreputable tactics; First, never mind the number on your caller ID, it’s virtually always a fake and strictly one-way. But the call-back number on the voice-mail has to be real, otherwise they could never scam a dime out of anyone. Also, if you know for sure which collection company it is, visit their website and if the e-mail address under “Contact Us” doesn’t readily suggest a debt collector use that also. Write a realistic-sounding too-good-to-pass-up add for anything appealing to as wide a range of people as possible using their contact info. - then post it on Craig’s List! The ruinous overload of calls and E-Mails will soon cause their networks to crash and with these vermin, down-time is money down the drain. The vast majority of collectiods took the short bus to school and are therefore notoriously slow learners, but this method will likely get the point across.


Submitted by on Fri, 12/24/2010 - 13:08

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when I get calls that should not be coming to my phone like the ones from these guys I hand the phone to my daughter and she politely tells them they have the wrong number and they just got her on trouble by calling her while she is in school, she is 23 and in college but sounds like she is 10...it worked last time 3 yrs ago and just did for these people too. I have never had a CC or debt except my mortgage in my life


Submitted by on Fri, 01/14/2011 - 07:21

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earlier today they refused to send me another letter ... the rep said she did not have too and i asked the call is being recorded ... she said yes and i asked her you are refusing to send the letter to me because legally i dont have to pay anything till you send it to me .... she said yes i am refusing to send you another letter


Submitted by on Mon, 01/17/2011 - 19:26

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