Asset Acceptance
Date: Mon, 08/17/2009 - 09:54
I have no idea what this is about and it doesn't show on any of my credit reports. I'm asked to call an "Amy Wright" about this. My question is what should I do? Ignore them. Send a DV letter?
Thanks
DO NOT PAY them a dime. They haven't proven to you that this is
DO NOT PAY them a dime. They haven't proven to you that this is your account and you owe that amount!!
Asset Acceptance
"the citibank is not on your credit report?yes DV letter asap.send it certified mail return receipt.what state are you in as well."
No its NOT on my credit report. I'm in Florida but I lived in NY prior to 2004.
Do not send them anything until they validate the debt.
Do not send them anything until they validate the debt.
Asset Acceptance
I don't plan on sending them a dime. My question is shouldn't this CITIBANK CC "debt" be LISTED on my credit report?
It should, if it is legit. You may have the same name as someon
It should, if it is legit. You may have the same name as someone that they are looking for. I had this happen to me once. Same name, but different middle initial. Collectors would call me all the time, and none of them would believe they had the wrong person.
Asset Acceptance
So would you suggest I sent out a debt validation letter or leave things alone?
Thanks