NAF
Date: Mon, 08/17/2009 - 15:48
August 13, 2009
RE: Chase Bank USA, N.A v my name
File number XXXXXXXXXXX
Claimant account number XXXXXXXXXXX Claimant reference # XXXXXX
Dear Parties:
The claimant requested this matter be dismissed. Pursuant to Rule 40 of the Code of Procedure, the Forum has granted Dismissal, and the above matter is Dismissed without Prejudice.
This case is now closed with the NAF. All future inquiris regarding this case should be directed to the opposing party.
Sincerely Dawn T
Case Coordinator
Again I have never rec'd anything from NAF so I am at a loss as to what this all means!!!! Can someone explain please?
NAF is probably the National Arbitration Forum. It is kind of l
NAF is probably the National Arbitration Forum. It is kind of like court, only stacked against the debtor. They dismissed without prejudice, which means that you can still be sued for the same debt again. Rule 40 allows for a voluntary dismissal before you have been served.
Did you contact Zwicker? You should still try to work out an arrengement with them. You are beyond the time frame to dv them, and even though they have voluntarily dismissed arbitration, they could still potentially sue you in your county court.
nope have not contacted them as my plate is full will probably p
nope have not contacted them as my plate is full will probably put them in the debt management program that i am with. I think it is strange that I rec'd a letter from zwicker and 2 days later one from National Arbitration Forum again like i said I have never heard from until today!
Sounds good. The Arbitration was probably started before Zwicke
Sounds good. The Arbitration was probably started before Zwicker contacted you. They probably wanted to get you to pay before the arbitration. I cannot even guess why they asked for voluntary dismissal, unless they could not get all of the documentation that they needed for the case.
well that is what i am thinking! I called my program tonight and
well that is what i am thinking! I called my program tonight and added them to it to cover my ass!
OK I AM LOST I THOUGHT A RULE 40 WAS INVOLUNTARY AND THEY COULD
OK I AM LOST I THOUGHT A RULE 40 WAS INVOLUNTARY AND THEY COULD BRING ACTION TO ME AGAIN IS THIS NOT RIGHT?
NOW I AM READING IN NAF WEBSITE THAT 40 IS VOLUNTARY DOES THIS MEAN I AM OFF THE HOOK FOR THIS? i KNOW THAT THE MORALLY CORRECT THING IS TO PAY IT AS I OWE IT BUT LIKE I SAID MY PLATE IS FULL AND IF I CAN HOLD OFF SURE WOULD BE NICE!
40 is voluntary, and it was without prejudice, which means that
40 is voluntary, and it was without prejudice, which means that they can bring action against you still if they want to. Dismissed with prejudice would mean that they cannot pursue it anymore.
rule 40
I had the same thing happen to me. Go the letter from Zwicker and then a couple of days later got the same letter from NAF. Word for word the same letter. I didn't call the Case Coordinator because I didn't want to deal with them. I did put in a call to my dmp coordinator but haven't heard anything back from them.
Do an internet search for NAF and Minnesota Attorney General. Zw
Do an internet search for NAF and Minnesota Attorney General. Zwicker dismissed the case (and many many others) voluntarily because the Minn. AG sued the NAF and the NAF agreed to stop taking any new cases after July 24, 2009. As a previous post mentioned, arbitration of credit card debts, especially through the NAF, was a big scam and was stacked against the consumer. Consider yourself lucky that this 'went away' without any effort on your part. Save up money for when Zwicker/Chase contacts you again. But until you're sued, don't sweat it.
