logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

Suttell and Associates??

Date: Mon, 08/17/2009 - 17:49

Submitted by anonymous
on Mon, 08/17/2009 - 17:49

Posts: 202330 Credits: [Donate]

Total Replies: 5


Suttell & Associates took over my Cap1 debt. I made 3 monthly payments of $200 on the debt but I was not receiving any record of the payment (receipt/statement). I was paying directly to them and should have been paying to the courts. None the less I wrote them 3 letters and called their office and asked if I could receive some sort of receipt for my past and future payments....no response. I wrote a 4th letter saying I was ceasing my payments until I could get a receipt or statement. They filed their court goodies and with all the fee's they are now collecting $4000, up from $2300 and there is no record anywhere of the $600 I have paid let alone any information that I have ever tried to contact them. Is there any way to talk to the judge or the courts and explain that I had been making payments and I was getting no response/cooperation from Suttell & Associates? I am in the process for filing for bankruptcy but it still upsets me that they pretty much claim that I've made no effort to pay the debt and contact them. Now that the court proceedings have already happened their's nothing for me to do to show the courts that I have made 3 payments and have not recieved any cooperation or communication from Suttell and Associates?


How did you pay? You should have a record at your bank, either canceled check, or a statement showing a direct debit.
You are in the process of filing bankruptcy? Have you already filed the petition? It sounds like you have retained an attorney and are still paying the fees. If you are going to file bk, then I would not give them another penny. And you can let them state that they are collecting whatever amount that they want. It will all get discharged. They can say whatever they want, but in the end, it really does not matter in this case. Unless they have a judgement against you, and are garnishing your wages, or have a levy on your bank accounts, they cannot do anything. If you are letting them debit your account directly, I would close the bank account and open a new one. That is the only way to keep them out of your account.

For reference, collection agencies as a rule do not send out statements or receipts. You should never pay them anything unless you have a written agreement with them, and only pay my money order.


lrhall41

Submitted by southernapostolic on Mon, 08/17/2009 - 19:53

( Posts: 302 | Credits: )


no, I paid by check but I no longer have the check stubs and the account is closed. None the less I am filing for bankruptcy. I havent signed the actual petition but the lawyer has all of my info (assets, tax returns, pay stubs, etc) and I'm just waiting to here back from him on our course of action.


lrhall41

Submitted by on Tue, 08/18/2009 - 20:18

( Posts: | Credits: )


If you are that far along with the bk filing, then I would not worry about them. As far as the $600 goes, it really doesn't make any difference. You will not get it back, and once you get your discharge, it will be over with. Once the automatic stay is in place, they cannot even contact you about it again. I recently saw an order from the bankruptcy court in Jacksonville where a creditor was found in violation of the automatic stay, and it cost him almost $4000 plus costs.


lrhall41

Submitted by southernapostolic on Tue, 08/18/2009 - 20:21

( Posts: 302 | Credits: )