cash one seeking judgment.

Hi. I am just telling you of my own personal experience. Several yrs. ago, I was in a similiar situation with an online payday loan that tried to get a judgment against me. Long story short, even wks before I actually filed for bankruptcy, they sent paperwork to my employer and attempted to garnish my wages. I contacted the payroll dept and they stated that they would not honor it. I was told by my attorney to always give creditors his number and that he would deal with them. If you are filing bankruptcy, let them know that you have done so and give them your attorney's phone no. Once you have filed, even if they get a judgment, it will be discharged in bankruptcy. Once you have filed, it takes wks to get your debt discharged, so technically once you have filed the paperwork with the court, all collection activity must cease, until your debt has been discharged. After discharge of debt, that's the end of it, and they should'nt be bothering you about it again. After the court has discharged a debt, it is against the law for a debt collector or creditor to continue to pursue payment on the debt that was discharged. Let your attorney handle it.

thanks for the response, my only concern is if they sue me before i get my case number. thats why i was woundering about how long it takes for them to go through the court process. and if they will really sue me over 350.00 or if they are just trying to scare me into paying. basically its just a race to the finish line, will they get a judgment or will i get a case number first. i guess only time will tell.

I would check with your lawyer, Mine informed me that once I started the process of BK it stopped all creditors. if you have a lawyer talk with them.

I live in Arizona.

i talked to my lawyer last week before they were threatening the legal action. he said basically bottom line they can call me until i get the case number. i guess i'll be hitting him up tomorow to ask about this one.

update, so they threatend me about a week ago if i didnt call them back in 24 hours they were going through with the legal process. so this guy calls me yesterday saying he is getting ready to file the paperwork but wants to avoid that. i asked if he was a 3rd party or acually with cash one, he replys "i am really just a liason between the court and cash one". so basically he is with cash one trying to pretend he is with the court. i called his bluff. he said i would be served at my job within 48 hours and then i would have a court date in the next 30 days. i just said do what you gotta do and good luck and hung up on him. my question is why didnt they just do this last week when they said they would? probably because they are not going to do anything. i told the guy i would have my case number before he got his court date and he seemed kind of dumbfounded. i guess i'll see what happens. tomorow will be the "48" hours he gave me before i "get served"