Recieved Court Summons: What Next
Date: Thu, 08/27/2009 - 13:56
We just recieved a court summons in the mail for an outstanding credit card debt. What is my first step in this whole thing? I have 28 days to respond, but who do I respond to and how. I do not have the money owed since a bogus debt settlement company ripped us off and put us three months behind in payments, then the interest rate went through the roof. Every creditor was willing to help us out except this one (Capitol One). My wife contacted them on the phone and he was willing to take a $3000 down payment and $240/month (on a $13900.00 debt now at 32% interest). Just a note the actual debt was only $10,000.00, but penalties and interest have already taken it to the $13k! This payment plan will never pay the loan off....impossible!
What is my first step to the summons, then where do we go?
We are in Ohio, if that matters.
What is my first step to the summons, then where do we go?
We are in Ohio, if that matters.
There are some great consumer protection attorneys in Ohio you c
There are some great consumer protection attorneys in Ohio you could contact for guidance. A list of these attorneys can be found at the "Find an Attorney" link on the website of the National Association of Consumer Advocates, www.naca.net (it's a non-profit). Good luck.
