HELP with PDL

You can check the pdl laws of your state in the following link.

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Unfortunately, pdl lending is legal in KY, which means that the lenders are lawfully charging the rates. There isn't much that can be done against the legal lenders.

However, who is the internet lender? We may need to find out whether or not he is operating lawfully in the state.

Well, internet payday lending is illegal in Kentucky, which means you're morally obligated to repay only the principal amount borrowed from the lender. Hope it'd bring some relief to you.