ohio going nuts

they can take civil action,but they are threatening you will criminal action.that doesn't sound right.shazz is the ohio gal.let's see what she says,but it sounds like they are threatening criminal action.which they cannot do.

there words were it has left there store and is out of there hands going to there law firm. my case will be filed

again,if you are unemployed,and can show that your bank account contains only your unemployment funds.they can get a judgement,but won't be able to do anything.at least not until you get a job.they can't garnish your check or seize the account.however,it still sounds like they are threatening criminal action.which they can't do.i would wait to see if they call again.

i called the attorney gewneral office they said they can not charge me with a bad check like you guys said, but it is cival

exactly.they are trying to scare payment out of you.i would file complaints against them.

shazzers what do you think national check chashers said my loan has left there office going to there law firm, they said i better get a lawyer. do u think this is a scare tacic

Honestly, it appears like they provided you with sound advice. The key is how you perceive thier statements. I believe that they have in fact turned the account over to thier atty and they are going to file in court and you should speak to an atty if you wish. It sounds like a carefully worded statement covering what they are doing and advising. Although it was left open for YOUR interpetation!

national check cashers said my account has left there store and has gone to there leagel dept will they call me and haress me also. what will happen next still unsure can i be charged with writing a bad check

No, no charges. They will probably sue you in small claims. If you can avoid this, please do. A judgment will show on your credit and if you own your home, a lein can be placed by the courts. If you are looking for new employment, the judgement can exclude you from a growing number of employers. We are in an "employers" market which means that there are more applicants than jobs. In a situation as this, the employer will use more background checks to pare down the candidates and a credit check will show the judgement. I am not trying to use scare tactics to make you pay, just giving you real life scenarios to aid in your decision.

well what steps should i take, the payday place said it we out of there store i do not know where it is, an i am unemployed waiting for unemployment, what is the timeline . thanks for your help this still is not a criminal case right

right.it is a civil matter,not a criminal one.