Please advise re:pdls.

I have multi loans. Here are 4:

usfastcash
internet
1/3/2008
450.00
last payment
1/19/09 50.00
current balance 720.00

I have e-mailed them requesting record of payments and relaying that I may seek legal representation against their illegal company.

ameriloan
internet
10/7/2008
350.00
last payment
2/3/09 50.00
current balance 415.00

I have sent e-mail requesting account of payments and notifying them I may seek legal representation re: illegal loan.

magnum
internet
8/31/09
884.00
last payment
9/11/09 426.00
2 more payments of equal amt. scheduled for 9/25/09 and 10/9/09

I have sent e-mail letting them know I joined this community and asking for reduced payment the next 2 pay periods.

cash central
internet
12/10/08
600.00
12/19/08 sent to collections.
current balance 770.00

When checking the website it stated they no longer provided loans to PA residents effective 5/9/09 due to them being illegal. I relayed to them that they were illegal prior to that date and that i was seeking legal representation. I requested an accouting of my account.

PLEASE ADVISE!