Creditors Interchange/FIA Card Services Question

Date: Tue, 09/15/2009 - 12:25

Submitted by anonymous
on Tue, 09/15/2009 - 12:25

Posts: 202330 Credits: [Donate]

Total Replies: 6

Last month I settled a 35k debt with creditors interchange for my fia card services (bank of america) account for approximately 8500. The deal was I can make a initial 5000 payment, and then pay the remaining 3500 in 2 payments, one at the end of September and one at the end of October. I made the initial payment in form of a cashier's check. Today I get a phone call from a different representative telling me that I need to give them 2 post dated checks from my personal checking account. The original representative supposedly made a mistake in not receiving these 2 post dated checks from me. So here is my question. Is it safe to give these guys my bank account information with the post dated checks? I've read on these forums never to give this kind of personal information out. He said if I wasn't happy with this they would refund me the original 5k that I put down. What should I do here?

never give them personal checks.they obviously think since you m

never give them personal checks.they obviously think since you made the initial payment they can try this.i would not do it.tell them if they took the cashiers check for that.they can take that form for the other two payments.did you get the arrangement in writing?

lrhall41

Submitted by paulmergel on Tue, 09/15/2009 - 12:28

( Posts: 15514 | Credits: )

Do not..do not give them your bank account info. Don't pay them

Do not..do not give them your bank account info. Don't pay them another cent until you get everything in writing...hopefully you did get something in writing before you sent them the $5,000.

lrhall41

Submitted by Stewart on Tue, 09/15/2009 - 12:39

( Posts: 102 | Credits: )

Yes, I did get it in writing, and I have copies of everything.

Yes, I did get it in writing, and I have copies of everything. The rep told me that if I didn't give them the personal check information, he was going to return the 5k that I initially gave them. If I tell them I will not give them my personal check information and they reject the offer, what do I do?

lrhall41

Submitted by on Tue, 09/15/2009 - 12:40

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If you have the agreement in writing stating the dates you will

If you have the agreement in writing stating the dates you will be making payments then the only thing you need to do is follow that. It sounds to me like they are not very ethical. I would tell them to go ahead and return the $5,000. and wait for a lower settlement offer. Call their bluff.

lrhall41

Submitted by Stewart on Tue, 09/15/2009 - 13:15

( Posts: 102 | Credits: )

Also, as Paul has said, don't ever pay with personal checks...ca

Also, as Paul has said, don't ever pay with personal checks...cashiers check only.

lrhall41

Submitted by Stewart on Tue, 09/15/2009 - 13:20

( Posts: 102 | Credits: )

thanks stewart... lets see what happens. at this point i really

thanks stewart... lets see what happens. at this point i really don't care since my credit is already shot.

lrhall41

Submitted by on Tue, 09/15/2009 - 16:26

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