Advice about Summit Group

Date: Tue, 09/22/2009 - 08:04

Submitted by atruefamilyx6
on Tue, 09/22/2009 - 08:04

Posts: 106 Credits: [Donate]

Total Replies: 3

I took out a payday loan with these people back in july and have been going back in forth through email with these people. I closed my bank account do to the fact that when they went in and tried to debit my account they did a double debit so therefore my acct was closed. Now I haven't rcvd any calls from anyone until today. I just rcvd a call from 877-241-2683 I didn't recognize the number so I let it go through to my voice mail. I listened to the msg and it was from a woman by the name of Ms. Price and she said that she was calling from check services and had a case of identity theft that involved my social security number and that I needed to call back by the end of the day, if she did not here from me than she was going to sign off on the file and send it to my county. So I called the number back and when I called some guy answered and said fraud unit and I gave him my reference number and he went onto say that my file has a RED FLAG and that they are going to come after me. I explained that I have been in contact with my state regulators and I know that I only have to pay back the amount I borrowed. He than said to me you think that is true and I said yes and he goes well I guess if I was you I would move to another state. He goes I am in New York and we can come after you if we want and that the laws of New York prevail in this case and I said how if I live in FL and I am a resident of FL and he goes it doesn't matter. He than said that I haven't made a payment and I said that I have been going back in forth through email with these people and that I have been asking for copies of my loan documents and an address so that I can send a payment and he goes well it's to late to get copies of anything and that I should of rcvd the documents in my 1st email which I did get an email but there was no attachments. He goes as far as the adress well you can't have it and you can go out and get a prepaid master card and make payments that way. Than he goes well I see that you do not want to resolve this matter so we will see you in court. And he hung up.

I don't think summit grp is legal in my state and I am wondering if I should file a complaint with my state right now about this and send another email to the email address I have with summit grp.

Please any suggestions.

I would say yes you should file a complaint. From what I have l

I would say yes you should file a complaint. From what I have learned in this forums is that they have to provide the proof of the debt in writing. That means emails are not an acceptable form of proof.

lrhall41

Submitted by mobrienjr on Tue, 09/22/2009 - 08:40

( Posts: 7 | Credits: )

I wouldn't contact these people again, don't accept their calls

I wouldn't contact these people again, don't accept their calls and don't acknowledge them. If they leave a message on your phone that is threatening in ANY way KEEP IT! Then you can upload it to your state attorney generals site and the Federal Trad Commission's site and include it in your complaint. Beware of lenders who call and make empty threats saying you owe a debt, legit lenders or collection agencies know the law and abide by it. Read up on your rights, google FDCPA and do a search on this site for The Summit group, just type in the name of the company into the search box located in the upper right hand corner of this forum. Never agree to owing a debt over the telephone from ANYone, the law states you as a debtor have the right to receive a letter of collection via the mail.

lrhall41

Submitted by Shazzers on Tue, 09/22/2009 - 09:50

( Posts: 17344 | Credits: )

Thank you....

lrhall41

Submitted by atruefamilyx6 on Tue, 09/22/2009 - 11:02

( Posts: 106 | Credits: )