question...
Date: Wed, 09/30/2009 - 07:13
Here is my question... I have a Credit Card debt from '01-02.. I am now receiving 5 or 6 phone calls a day from a collection company and I actually pulled my credit report yesterday and this debt isn't even listed on my report!! Can anyone kind of lead me as to what my options are??
Have you received anything by mail from them? They will need to
Have you received anything by mail from them? They will need to validate the debt and you can send a letter asking them to do so. What is the name of the collection company?
I've pulled all three of my credit reports and I've noticed some creditors reporting on one but not the other. Perhaps they just recived it and it's not showing up on that report yet..regardless they need to validate it.
if its your debt, you need to pay it. Why the question
if its your debt, you need to pay it. Why the question
What state do you live in ? It may be past the statute of limita
What state do you live in ? It may be past the statute of limitations and thus you may not be obligated to pay it.
