Judgment am I lucky?
Date: Fri, 10/02/2009 - 14:44
I have a judgment against me from LVNV Funding. It is not listed on any of my credit reports as a public record, did I get lucky on this? It was 2 years ago when this happened and I still have not paid the judgment as I am on SSDI and my income is limited right now.
Is the court supposed to put it on my credit report?
Is the court supposed to put it on my credit report?
Quote:did I get lucky on this? May be, but the lien would remai
Quote:
did I get lucky on this? |
May be, but the lien would remain active till it is paid. The creditor would pursue the lien if you start earning again or may come to inherit a fortune.
Yeah you probably got lucky. Because court cases don't usually
Yeah you probably got lucky. Because court cases don't usually contain your SSN or DOB, all the bureaus have to go by in reporting judgments is your name and address. If you have a common name, or if the address in your credit file isn't the same as the address in the court record, likely the bureaus don't know which person's credit file to put that judgment on.
Cool thanks. Yeah I have a VERY common name. Probably 10,000 peo
Cool thanks. Yeah I have a VERY common name. Probably 10,000 people with my name in my state alone.
