Lra

Thanks much. I will get that out tomorrow. I will let you know what happens next. I am sure she'll be calling me Friday thinking she is getting a payment from me.

Heres another good one from our conversaation..........she told me she was going to fax my employer. When i asked her the purpose she went off on me saying how uncooperative I was being............

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I appreciate the sense of humor........laughter is the best medicine !!

I dont understand when you say that you doubt they can validate it. What makes them unable to validate ?

being they are collecting for an illegal pdl that didn't give a contract in the first place.that would make it difficult if not impossible to validate.

all my PDLS had a document where to had to "print" your signature, thats not valid ?

Look at the first item of validation you asked them for (in your letter.) Valodation, if they bother to cough up anything, is gonna take one of two forms. Either:

(A) An admission that they're collecting on an illegal PDL, or

(B) Them claiming it's for some legal debt (after emailing, etc., you about the illegal PDL.)

Ain't neither one gonna look very good for them in court.....

Well, the letter went out yesterday. We shall see what happens.......

I checked online to see my certified DV letter was delivered on Fri, Oct 30 11:15am. Good old Susie was leaving me a message on my cell on Sat 10/31 looking for the payment she thought she was getting Friday. Letter stated no phone calls.........maybe she can't read ??

May take a day or two to filter down through their systems and leach into your file. That does not relieve them of the burden of compliance, though. Then they'll probably either ignore it, or pass the account to another CS. Either is a violation of the FDCPA.

Save the messages. Record the phone calls. At this point, all they're doing is giving you free ammo. Anything in writing yet?

Well, its been a week and nothing yet. No calls, no validation, nothing. Is is too soon or is the next wave of nonsense on its way ???

well they can't do anything until they validate.i would watch though.if they do still attempt to collect,but didn't validate we can advise from there.i would adopt the wait and see for now.

As usual, my friend Paul is spot on.

Honestly, I think the chance of them validating is lower than whale spit. But you have to go through the motions to play the game. Without a DV, you have much less leverage to push back.

Well, its been almost 3 weeks and i have heard nothing from LRA. No validation, no calls, no emails. Do they usually just give up oand go away like this or will they come crawling out from another rock sometime soon ?

I got a message from a supposed law firm looking for me. She said it was in relation to a debt. Those were the only details given. The # was 800-293-6066. Question is......if this was actually legit shouldn't I get something in the mail ????

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Sorry, actually it was 800-293-6006. I was not here when the message was left.

I just found this........

KNOWN FDCPA VIOLATOR - NY AG JUST OVERTURNED 100,00 DEFAULT JUDGEMENTS !
Cohen and Slamowitz are implicated in this debt collection scam!
Used KNOWN sewer service process servers! They only pretend to serve the summons!
ATTORNEY GENERAL CUOMO SUES TO THROW OUT OVER 100,000 FAULTY JUDGMENTS ENTERED AGAINST NEW YORK CONSUMERS IN NEXT STAGE OF DEBT COLLECTION INVESTIGATION

[URL="http://800notes.com/awl/nb/r.ashx?ue=YGZw5CdpV3UgUTMwUzLzZGZw9SesVnavkDMwIzLyVGduV2YfFWakVWbvMXduknbuUGdhR3cucWYv5yd3d3LvoDc0RHa"]http://www.oag.state.ny.us/media_center/2009/july/pdfs/5015%20Suit.pdf[/URL]

37 Law Firms and Collectors Named in Lawsuit for Failing to Properly Notify New Yorkers Being Sued for Owing Debt

Cuomo Seeks to Vacate Over 100,000 Faulty Judgments Statewide and Provide Restitution to Victims

New York, NY (July 22, 2009) - Attorney General Andrew M. Cuomo today announced his office has sued 35 law firms and two debt collectors in New York State in order to throw out an estimated 100,000 default judgments improperly obtained against New York consumers. This is the latest action in Cuomo???s ongoing investigation into unlawful debt collection practices.

According to the lawsuit filed yesterday in New York State Supreme Court, Erie County, the companies relied on a Long Island company, American Legal Process (ALP), to notify New York consumers that they faced debt-related lawsuits. ALP, however, failed to properly serve consumers across the state with legal papers, causing thousands to unknowingly default and have costly judgments entered against them without the chance to respond or defend themselves. In April of this year, Cuomo???s Office announced criminal and civil cases against ALP and its owner, William Singler, for this fraudulent business scheme.

Today???s lawsuit is an effort to provide relief to the thousands of consumers facing costly default judgments as a result of ALP???s unlawful practices. The suit asks the court to vacate all default judgments secured against New York consumers in cases in which the firms (1) used ALP to serve legal process in commencing a lawsuit, and (2) the firms are unable to provide the court with any evidence, other than ALP???s affidavit, that proper legal service was made.

???Our legal system is defined by due process and the guarantee that every New Yorker will get the chance to defend his or herself in court,??? said Attorney General Cuomo. ???ALP???s scheme undermined the foundation of this system and denied thousands of individuals their day in court. Today???s lawsuit is a key step in our efforts to uproot unlawful debt collection practices and undo the considerable harm they inflict on New York consumers.???

ALP, as a legal process server, was hired by high-volume debt collection law firms in New York to serve legal papers, usually a summons and complaint, notifying individuals that they are being sued and must answer the complaint. ALP, however, allegedly engaged in ???sewer service,??? where process servers take advantage of individuals facing lawsuits by failing to properly alert them and denying them the chance to respond. As a result, tens of thousands of judgments were obtained against unsuspecting New Yorkers, many of whom first learned they were being sued when they found their bank accounts frozen or their wages garnished. ALP covered up the fraud by falsifying sworn affidavits of service in courts across New York.

The law firms and debt collectors sued today then used these false affidavits to obtain default judgments against NY consumers. Between January 2007 and October 2008, these law firms and debt collectors filed more than 100,000 lawsuits in every county in New York State, with the vast majority of the suits being debt collection actions. In a large percentage of the cases sampled and analyzed, the defendants never answered the lawsuit and the law firms sought and obtained default judgments from the courts. In seeking the default judgments, the firms made use of ALP???s fraudulent affidavits that claimed that the individual defendants had been given proper legal notice of the suits.

To rectify ALP???s widespread fraud on New York???s courts and consumers, today???s lawsuit, filed on behalf of the Honorable Ann Pfau, Chief Administrative Judge of the New York State Unified Court System, invokes the broad remedial powers granted to New York???s administrative judges to correct improperly obtained default judgments. In addition to seeking to vacate all of the default judgments where the sole evidence that the defendant received notice of the suit is an ALP affidavit, today???s lawsuit asks the court to order the law firms and debt collectors to:

* Inform the New York State Unified Court System of each actions in which they used ALP to serve legal process and in which a default judgment was granted;
* Notify all the parties in those actions of the existence of this lawsuit and their right to be heard; and
* Notify the court of amount of any default judgments taken in any of the relevant actions, as well as whether the debtor paid any amount to satisfy the default judgment.

Additionally, where a default judgment is ultimately vacated, today???s suit asks the court to direct that proper restitution be made to any debtor who made payment on an improperly obtained default judgment. The Attorney General???s Office estimates that the average default judgment totaled approximately $5, 474.

Carolyn Coffey, an attorney with MFY Legal Services, a nonprofit provider of free legal services in New York, said: ???Over and over again we see hundreds of the most vulnerable New Yorkers -- the elderly, disabled, and working poor -- blindsided by default judgments in lawsuits that they never even knew about until after the cases were over. Our justice system is built on the basic premise that everyone has a right to be heard in court before a judgment can be entered against them, and the debt collection law firms that engage in sewer service deny New Yorkers this fundamental right. MFY commends Attorney General Cuomo for taking these steps to remedy the devastating effects of sewer service, and for sending the message to debt collection law firms that they must comply with the most basic requirements of due process.???

The law firms and debt collectors named in today???s suit are: Forster & Garbus; Sharinn and Lipshie; Kirschenbaum & Phillips, P.C.; Solomon and Solomon, P.C; Goldman & Warshaw, P.C.; Eltman Eltman and Cooper; Eric M. Berman, P.C.; Stephen Einstein & Associates, P.C.; Fabiano and Associates; Jones Jones Larkin O???Connell; Panteris & Panteris, LLP; Zwicker and Associates; Relin, Goldstein & Crane; Woods Oviatt Gilman; Leschack & Grodesnky; Hayt Hayt & Landau; Pressler & Pressler; Jaffe & Asher; Mullen & Iannarone; Arnold A. Arpino & Associates; Houslanger & Associates; Mann Bracken, LLC; Smith Carroad Levy & Finkel; McNamee, Lochner Titus & Williams; Thomas Law Office; Fleck, Fleck & Fleck; Eric Ostrager; Cohen & Slamowitz, LLP; Cullen and Dykman LLP; Winston & Winston, P.C.; Cooper Erving & Savage, LLP; Robert P. Rothman, P.C; Gerald D. DeSantis; Greater Niagara Holdings, LLC; Rodney A. Giove; Advanced Litigation Services, LLC; and Jason L. Cafarella.

Attorney General Cuomo also announced that as part of his ongoing investigation into fraudulent process servers and debt collectors, his Office is determining which other law firms statewide relied on ALP to serve legal process on New Yorkers facing lawsuits. More than 20 such firms have been identified to date and his Office is notifying those firms of its intent to seek to vacate any default judgments those firms have obtained based on ALP affidavits of service.

This civil lawsuit and investigation is being handled by Assistant Attorney General James Morrissey and Assistant Attorney General Nathan Reilly, in conjunction with Dennis Donnelly, George Danyluk, Aric Andrejko and Dan Johnson of the Internal Audit Unit of the New York State Unified Court System.


Cohen & Slamowitz, LLP
Aka/Gemini Recoveries, Inc.
199 Crossways Park Dr.
Woodbury, NY 11797
Phone: 800-293-6006
Fax: 516-364-6607
Web Address: [URL="http://800notes.com/awl/nb/r.ashx?ue=v02bj5Ccsx2dhx2cj5yd3d3LvoDc0RHa"]www.cslawllp.com[/URL]
Head Debt Collectors:
David A. Cohen, lawyer
Mitchell G. Slamowitz, lawyer

What do you think.......??

if that is who called you get a DV letter out asap.also let the NY AG'S office know that this place contacted you.they are a slimy collector.

Send a DV letter even though I dont know what it's in reference to ?

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You would think that with the action from the attorney general in Jul 2009 they would stop this crap by now. How could they still be doing this ?

I got mail today. The Cohen Slamowitz thing is legit. It's for a Washington Mutual card I had that went awry. Do I send a dv letter anyway ? Will they let me make an arrangement ? Total is for $3,300. I cannot pay anythingremotely close to that at the current. Funny, I paid thousands to the illegal pdls. What an ass, I could have paid this.......Advice from the experts out here would be greatly appreciatated...

Update,

ITs been 2 monthes since I sent the validation letter to LRA. I have heard nothing from them since ( and I did get the confirmation that they received the letter )

As far as Cohen/Smalowitz....I sent the validation latter to then as well. They received it. I havent heard anything yet, though its only been a week.

Happy Holidays to all out here.........

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As far as the Cohen/Slamowitz situation..............It is a legt situation, I defaulted on a credit card. I sent the DV letter. Its been over 2 weeks since they received it. Generally speaking, how long does it take them to reply back to you, again, in a legit situation.......

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I'll continue to sit tight and see where it goes......thanks

What happens when you ask for a validation and the CA does not send you one ? The CA received my DV letter on Dec 14th, havent heard from them as of yet. ( it is a legit debt )

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What makes the CA have no right to collect ? I am not understanding.....It wasnt a pdl it was a credit card that went to collection....

Hello

I to have personally dealt with this susie creation and she is nasty . She is rooted in centennial colorado and she also owes alot of personal debt herself. Be patience and pay what you can afford

I too have dealt with this susie creation and you are diffently write She is old and bitter

how long has the debt been outstanding and if its a collection agency that means that the loan shark does not own the debt any longer? always ask questions never give them any information, let them do the talking and when they leave room for you to ask question ask them. This people are just getting on us just because they find glitches in the system that allows them to do so. If the debt is longer than 7 years it varies in must states, then the debt is consider paid and charged off and they collect from the IRS as a business loss!!!!!

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