logo

Debtconsolidationcare.com - the USA consumer forum

What is proper DV

Date: Thu, 10/29/2009 - 11:24

Submitted by anonymous
on Thu, 10/29/2009 - 11:24

Posts: 202330 Credits: [Donate]

Total Replies: 3


I sent CCS a DV letter back in May, in August I got something from them and it was only the signed contract. I had also aksed for them to show me that the are registered to collect in my state and the big one to show me how they got the amount they say I owe, which is $3,000 more than what the OC had on it. So what constitutes proper validation, I know I owe the debt, but I want something that shows how they got to this amount.

Also I put in the letter to quit calling, this month I started documenting it, and they have called 3 times or at least 3 times that shows on the caller id. I don't know if some of the other numbers showing on there are from them or not as it only shows the number not a name. Is there anything I can do about this or not. I don't want to deal with them, I don't want a law suit either, I have no assests, and am on disability and child support, so not sure what they would get from me. Do I need to send them another letter asking they quit calling, and asking them to send something more for DV. I don't know what to do anymore. Thanks.


It is partial validation in that they have thus far not shown you any proof of the amount they say you owe and in fact could only show a debt for a different amount. Send them another letter, asking for a breakdown of monies owed and how they came up with that amount because as far as they provided, you only owe X amount of dollars to (OC).

Give this some time and see what they say.


lrhall41

Submitted by goldenbast on Thu, 10/29/2009 - 18:12

( Posts: 2884 | Credits: )


They do not have to abide by your "limited" cease and desist. They can either consider a full cease comm or ignore it completely. There is no basis for contact only by mail in teh FDCPA. As for showing proof that they are licensed to collect in your state, they are not required to provide that either. Read section 809 of the FDCPA. There is not much they have to provide in the way of validation.


lrhall41

Submitted by NASCAR_Devil on Thu, 10/29/2009 - 20:19

( Posts: 4671 | Credits: )