multi DV request

It's a violation the first time. Passing it on to another CA is considered collection activity. Did you DV both LVNV and the shell company they passed it to?

Hi Unclewulf,
This is on my debts that I have been posting about. For instance, LVNV bought the debt from Allied, and tried to have Resurgent collect on it. So I sent validation to Allied, Resurgetn, and LVNV. I never received a validation from either, and then I get the letter from WWR, on Saturday. So that is why I asked the question.
I was just wondering how long this can go on, being passed to so many CA, via LVNV.

LVNV is famous for that crap. Holler at Goldenbast. She went round and round with those chuckleheads. So did Bossy, IIRC.

Have you DV'ed WW&R? Chances are that they can't produce either. Still, it never hurts to find out.

The letter to went out today via certified mail. We'll wait and see if they can produce anything.

Don't hold your breath. Blue's not your color.

lmao...no it isnt' :)

:cool:Update....I got a letter from Weltman,Weinburg & Reis today (good news) on this account that LVNV keeps passing around.
As stated above, I kept asking for DV each time it was given to another one of their companies, and I never received one (DV).
So when I got the letter of collection from WWR, I told them of the two times I had requested validation and with whom the request was made, and that I had been paying on this account faithfully with Allied until LVNV (supposedly) bought it from Allied.
So I get home today and have received the following letter, it goes like this:

Dear Ms____
Your request for verification of the above captioned debt had been received. However, we have returned this file to our client, and have ceased collection activities relative to the above captioned account. Therefore, we will not be able to assist you in obtaining the requested information.
This law firm is a debt collector that was attempting to collect this debt for our client, and any information obtained would have been used for that purpose, however, this file has been closed.
Sincerely,
Sarah Pinchot
verification representative.


This is listed on my credit report now as a disputed account and charged off by OC, (i received a copy from CSC credit service whoever they are, when I disputed this and another debt that I was paying on).

So now what? Should I just wait it out for another letter from one of LVNV's entities?
This is two Credit card companies now that show charged off and the JDB is listed as disputed on my report. So what happens now?

It is really sad it has went this far, when I was making payments to the OC and they sold it off.
At least I was trying.

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Thanks a bunch for all the help. I am going to send another letter to LVNV (certified) and let them know they are in violations, and also to the other JB who hasnt' verified but is still on my reports.
Again, thanks so much, and I will keep you all posted.

Believe it or not, I once sued a collection agency for reporting a seven dollar tradeline after failing to validate.

Wow now that's good....
Oh btw unclewulf, you wouldn't happen to have copies of a letter to send would you? I am at a loss for words on how to tell them they are in violations, and / or make a deal. :)

I'm in the middle of another project right at present (taking a break, checking on things here). There are some example letters available on our site, that you can customize to suit or use as inspiration. Remind me tomorrow sometime, and I'll help you with it.

You makin' any headway on that letter, Sport?

LOL. I have been researching all day long. I did find a couple of templates to go by, so tomorrow, (gotta watch the Colts tonight) I will be putting one together. However, any pointers you have for this ol girl would be greatly appreciated. ;)

Let me see what you come up with. I'll help tweak it, if you want to post it up.

Here is what I came up with......







LVNV Funding
15 S Main St #600
Greenville, SC. 29601
And all affiliates to LVNV Funding


Re: Account No.



Dear Sir/ Madam

Recently I received collections letters on your behalf from Resurgent Capital and Weltman, Weinberg & Reis attempting to collect on the account number listed above.

According to the Fair Debt Practices Act (FDCPA), I have the right to claim a validation of the debt and you are obligated to provide me the relevant documentation. Request for the validation was sent via certified mail to both parties, but validation has never been received. Resurgent and WWR, have both retracted their claims to collect.
As of the date of this letter, your company is still listing this as a collection on my credit report, which is a violation of the FDCPA.

You are now in violation of the FDCPA, and subject to a fine of $1000.00 for each occurrence, which I may collect by filing a claim. I intend to continue with the suit if I don’t hear back from you within the coming 15 business days.

A copy of this letter is being sent to all three credit bureaus, the FTC, and the Indiana Attorney Generals office.

Sincerely

Just a minute here....... You DV'd WWR and Resurgent. Did you DV LVNV directly, as well? If not, you're going to need to either work a demand for validation into the letter I'm tweaking, or send one with it.

LVNV Funding
15 S Main St #600
Greenville, SC. 29601


(__insert date here__)


Re: Account No.
Via Certified Mail , #xxxx-xxxx-xxxx-xxxx-xxxx


Dear Sirs:

I am in receipt of collection letters on your behalf from Resurgent Capital and Weltman, Weinberg & Reis attempting to collect on the account number listed above.

Under the Fair Debt Collection Practices Act (15 USC 1692), I have the right to validation of this alleged debt. You are obligated to provide me the relevant documentation. Request for the validation was sent via certified mail to both parties, and signed for on (__date__). To date, validation has not been received. Resurgent and WWR, have both retracted their claims to collect.

As of the date of this letter, your company is still listing this as a collection on my credit report in violation of the FDCPA. You are hereby notified that, unless you immediately remove this unvalidated account from my credit reports, I will have no choice but to pursue legal action against you. You are subject to damages in the amount of $1000.00 for each credit bureau you have reported this account to. You have thirty days from receipt of this letter to comply.


Sincerely;
Your name here (typed, not signed)



cc: Equifax
Experian
TransUnion
United States Federal Trade Commission
(__name here__), Attorney General, State of Indiana.

One was sent to them when I sent it to Resurgent the first time at the same address. That was the only address that I had for both of them. Is that not correct? If not, then crap I guess I need to send another. Is there a different address for them?

Gimme a minute........

These addresses worked for me, as of March, 2008:

LVNV Funding, LLC
Bank of America Building
200 Meeting St., Suite #206
Charleston, SC 29401-3187

Resurgent Capital Services
Post Office Box 10497
Greenville, SC 29603

Change the address on the tweaked letter I posted. I was just working over the content. Never even looked at the address you were sending it to. If something for LVNV winds up in the offices of REsurgent, it'll likely go in the trash, or get returned to you.

Thanks a bunch...You have been the biggest help. I hope someday I can learn enough about this stuff to be of help to someone. After this one I just might be! lol
Keep up the good work, I am sure I will need your advice in the future. :)

No worries. That's what I'm here for. :)

Good Luck on your mess with LVNV!! Unc is right, if you show that you know what your rights are and stand up--they back off--they get po's, but they back off!!

I lost count of the agencies that LVNV sent me letters from. They final one I dealt with was WW&R--Finally a lady got on the phone and told me that she knew I was "debt educated" and what site I got my info from, and that it was wrong!! I told her it was about time I became debt educated!!

What I did was basically what Unc said, except at that time I didn't know it was called an intent to sue. I dv'd them again and then at the bottom of my letter I stated all the violations that I could think of that they have broken, and that I figured that they owed me xx amount for them and also that they owed in excess of 12,000 because of the one that was collecting(Sears) for, we had overpaid.I also sent some copies of letters of previous dvs that I sent them. Needless to say, I haven't heard from them in a while--knock on wood--and everything else!

Hang in there and let us know what happens and how things are going..karen

Thanks Karen, I am keeping my fingers crossed that this will end soon on a positive note. :)

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Me too!! It sounded like a line that came from the Beverly Hillbillies show--I know--I am dating myself here-karen

OK, so you're about my age...............

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Not sure what the dig at Unc is all about. Also not sure what you meant by encouraging people into consignment.

We are all here,everyone, not just mods, to get help and give help.We give experiences or knowledge to help others decide what route to go. This may include Do it Yourself, Debt Consolidation,Debt settlement,student Loans, etc., or just may give support for what they are going through.

The mods or anyone else for that matter, do not profit from getting someone into settlement or consolidation. If they did. I would be better off financially than I am now after all these years!

If you will read, we earn points and anyone who becomes a member does.

Everyone here encourages others in whatever decision,if any, they choose.

Yeah, Unc,probably are the same age, or close. I think I still beat you though--Lol

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And, you are doing a wonderful job Unc.....you have helped me tremendously.

You're most welcome.