I don't believe I owe this

really, was the letter on verizon's letterhead or their's.better yet was it just a statement looking docket.unless it was on verizon's co letterhead that was not validation.let them know that you spoke to verizon.look at your phone bill and see if the account #'s match up.sounds like they got your info,and are trying to scam you.i would re-send the DV,and inform them that what they sent was not validation.anybody could have typed that.

No the validation is the collector's letterhead. And no the account numbers are not even close to being the same. So does the validation have to be from Verizon? Should I call Verizon?

For the record, Asset is scum. They've been pulling this sort of stuff since dirt was a new idea and rocks were still cooling.

Calling Verizon wouldn't hurt. Just don't be surprised if they tell you something totally different than what Asset's been saying. What Asset sent you is not validation. Validation has to come from the original creditor. Send them a second demand for validation. I'd likely include a bit in the letter to the effect that unless they come up with the goods, I'd be seeing them in court shortly for FDCPA violations.

Thank you for your help. I really appreciate it.

So I am writing to Asset to request a validation of this debt for a second time and to inform them that their own "validation form" is not a legal validation? I really want to get this correct. Nowhere on any of their letters has it stated that I had 30 days to dispute this either. It's a relatively small amount that they are looking for but it's the principle that I don't believe this is even my debt. Does anyone have a letter for this predicament?

a regular DV letter is good enough.just state that what they sent wasn't validation,and further more you are disputing that you owe after speaking with verizon.you can actually send a DV letter in your own words now as they never validated,or re-send your original letter with the added verbage to get their attention.

Is this an acceptable letter for me to send to Asset? Should I even remind them of the dates?

This is my second notice requesting a validation letter. A statement on your stationary does not provide proof that this account is mine. I am disputing your claim as I have not had an account with Verizon Wireless.

Along with validation pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec 809 (b) I am requesting a mailing address and phone number for the original creditor along with proof that I have any legal obligation to pay to you.

Your office first received my request on October 14th, so if your offices fail to respond to this request by November 14th, all references to this account must be deleted