American Express
Date: Fri, 11/06/2009 - 06:16
What should I do next? Can I settle with them? Should I sit and wait another 30 days?
Any advice would be greatly appreciated.
yes it is in collections.i would get anything in writing first.i
yes it is in collections.i would get anything in writing first.i would make a counter if you can lump sum it.if not wait,the offer should get better,but get it in writing.
Thanks Paulmergel. Should I just wait for them to call again?
Thanks Paulmergel. Should I just wait for them to call again?
when they call state that any offers you want in writing before
when they call state that any offers you want in writing before accepting,but yes wait until they call again.
well before that contact AMEX,and make sure the status of your a
well before that contact AMEX,and make sure the status of your account.if they assigned it.wait for the dunning letter.if they sold it get the DV letter out.
What is the difference between assigned and sold? Is one worse
What is the difference between assigned and sold? Is one worse than the other?
assigned means that AMEX hired them to collect.sold means they c
assigned means that AMEX hired them to collect.sold means they charged it off and no longer involved at all with the account.i thought you should check with AMEX,because while charging off after only 90 days is not common.AMEX does things that make you scratch your head.
Hi Paul, Talked to American Express today. They said the
Hi Paul,
Talked to American Express today. They said they no longer hold account and apparently sold to United Recovery. She did not use the word sold but they no longer hanlde account.
Should I call United Recovery and get address and send validation letter?
Thanks
i would call them to see about getting the first offer in writin
i would call them to see about getting the first offer in writing.if they balk then let us know.we can find an address i'm sure.if they send the offer then you can DV from that if you wish.
I will do that then. What about 30 day rule? Do I need to act
I will do that then. What about 30 day rule? Do I need to act quickly at validation?
if you are still within that window.then yes.if they balk at the
if you are still within that window.then yes.if they balk at the offer in writing get the letter out asap.
United Recovery called again today. He actually said they did n
United Recovery called again today. He actually said they did not buy and are working on behalf of American Express. Offered payment plan and new card after paid in full. I told them I would get back to them.
Now 118 days old. I never mentioned settling. Should I now or wait?
Thanks
I am now probably 180 days late on this account. Apparently Ame
I am now probably 180 days late on this account. Apparently American Express have now moved from United Recovery Service to James A. West law firm in Texas.
They called me today. Should I validate debt? They said American Express still holds debt and they are servicing it for them.