Collection Call

Have you spoken with the debt collector once today? I have read that they can only call and talk to you three times in a week's time on the same debt. I have read that on a couple of websites. I am not sure how FTC, AG's offices, or BB consider excessive. They cannot call you over and over if they have already talked to you today.

It depends on your state law. Unless your state law says otherwize, you can have contact once per day. They can call you numerous times in a day but until you pick up, there is no contact. They can only leave one message per day.