logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

It worked - so don't give up yet!!!!!

Date: Thu, 11/12/2009 - 07:57

Submitted by katcunnington
on Thu, 11/12/2009 - 07:57

Posts: 53 Credits: [Donate]

Total Replies: 18


I sent letters to Academy Collections and Harris & Harris, explaining and outlining to them the numerous FDCPA violations that both companies continued to make by harassing me, reporting unvalidated on my credit reports, etc.

I simply told them in the letters the number of violations and gave them the section within the FDCPA, where it shows which rules they violated. I then added up the amount of the violations, showing how much they would owe me when I took them to court and won.

All traces of these accounts have now been removed from my credit report - YAY!!!!!


That's nice, good job.

I'm not sure how many agencies that would work with though. Since FDCPA violations have remained $1000 per since 1977 and inflation goes up and more and more debt for them to collect on, many agencies are not threatened by FDCPA violations. Most of them consider these normal "business expenses"

But, congrats to you!


lrhall41

Submitted by Collect This on Thu, 11/12/2009 - 08:04

( Posts: 55 | Credits: )


[QUOTE=Collect This;494557]That's nice, good job.
I'm not sure how many agencies that would work with though. Since FDCPA violations have remained $1000 per since 1977 and inflation goes up and more and more debt for them to collect on, many agencies are not threatened by FDCPA violations. Most of them consider these normal "business expenses"
But, congrats to you![/QUOTE]

Yes, and that's very unfortunate.


lrhall41

Submitted by Shazzers on Thu, 11/12/2009 - 08:06

( Posts: 17344 | Credits: )