legit? scam? > UCC? United CC? 888-281-1209

I had the guy email me the supposed letter that I never received. Their address is printed as follows:

UCC
18285 Collier Ave Ste K-422
Lake Elsinore, CA 92530

I've tracked that address to here:
http://www.mailstopetc.com/mailbox.html

Basically a P.O. Box that is labeled "Suite" instead.

They are in California. I'm in Texas. Can they even do any litigation type moves?
I'm not even sure the debt claim is legit. I thought I took care of this particular debt a few years ago.

did you check with your court clerk to see if there is a case against you as any and all lawsuits have to be in your county,borough,village,etc.if there isn't get a DV letter asap to them using the address on the letter.doesn't matter if it's a P.O. box.send it certified mail return receipt.btw any collector must be licensed,and/or bonded to collect in your state.first check to be sure there is no case.then check your AG website,and the bar association website.

Yeah do as paul said even though this company seems like a scam to me, can't find a thing on them.

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Yeah I've recently been contacted by this company as well saying I was going to be brought up on bounced check felony charges due to an old debt to us bank. I'm currently collecting evidence to turn in to the attorney general.

Damn I tried to outsmart them by calling to see who they are. All I got was a womans voice after about 6 rings and all she said was "good evening, can I help you?" I said I think I have the wrong number.

Maybe I will try again tonight about 12am if I am still up.

This number appears on the forms they sent and filed and is my attorney's contact number for them.They got it filed before i could go bankrupt so now i get stuck paying that one too.

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This company you all are referencing are a debt collection company. They have no affiliation to our company other than the fact that they rent a mailbox from us.
They are a ligitimate company and as one of the notes says...they have to be bonded and licensed to do this kind of work. All you can really do at this point is verify the debt with what ever agency it is from and go from there. Most major companies will farm out their debt to companies such as this because it's cheaper to do so. Instead of them spending top dollars to collect they will farm out to a debt collector who in turn will collect the debt in return for a portion of that debt. There are also debt collectors that will actually "buy" debt from companies. Debt is debt regardless of who collects it.

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I got a phone call from wc group from 866 333-4149 with two addresses on Collier ave Elsinore and on jefferson Temacula ca demanding payment I can't trace it back to anything but a mailbox co. who claims they are legitimate!
What's really going on???

I couldn't find anything on them at the BBB site..nothing with the name United CC or UCC in Lake Elsinore CA. I wouldn't worry much about them. Definitely check your justice of the peace and see if in fact anything has been filed.

Send them a debt validation letter. Texas has some special laws you will want to look into. Also check your credit reports to see if this questionable account is reporting.

If they call back tell them you will not fall for illegal threats and that it is illegal for them to say they filed in court when in fat they did not. You will not pay for a questionable debt until they have proven it is legitimate.

Just as a general FYI the actual name of this company is Western Capital Group. They are listed with the BBB, not accredited. I am young and was terrified when they called talking about taking me to court. I did give them my debit card information and requested something in writing, that I had to request multiple times. I finally got a letter about the settlement. These people could not even add.

When the called they said it was for an old credit card, saying I owed over $2000 and the balance on that card when it was closed was $665. I told them that I was aware of this and when I tried to settle this with the collection agency that last contacted me they were vulgar and would not work with me so I told them to stop contacting me at which time they started contacting my mother in law and cursing at her. I told her to tell them to stop calling her before she filed a suit against them. I have been paying off my credit items slowly as I am young, in school, married and have 3 children.

I made the mistake of giving my debit card information to this company. It was a pre-paid debit card that I had to put money on so they could charge it. Right after I spoke with them a T-mobile charge came across my card and I have Sprint. Then their charge was denied and another T-mobile charge came through. The woman then called back REPEATEDLY although I had told her I was at work and informed me that my draft was returned. When I checked into it that is when I saw the T-mobile charges. I then called them to see what was going on to no avail as I am not their customer they cannot help me with anything. I then called my card company and was told they had to clear before I could dispute them. I received another call from WC Group, Miss Dona Buck, and she said that my account could not be debited because of a $173 charge that had come through. I am not sure how she knew that, but I was so distraught about this that I told her I was aware of that and I was working on it so then she informed me that she debited my account for $390 which is what was left on there.

I know at this point that I should have found it very odd that she had these amounts since I did not tell her this. She then told me that I still owed $240 for the balance on my payment agreement (which was to total $665 and if you can add you can clearly see that 390 and 240 do not add up to 665). I told her I was working on the card at this time and I would have to contact her back. I took all the money off my card the next day when my check was deposited. I then called the company back and told them they could debit the remainder so I could cancel the card and to do so as soon as possible. She told me that she would send it for them to draft and that she would let them know to do it urgently. I waited the rest of that day and the next day I cancelled my card because the funds had still not been drafted.

I found it very odd that the first draft was taken within the hour and then the next was never sent for. I informed the company that the would need to contact my by writing and that I had filed a complaint against them and if they are a lawyer group I want their bar #. She said they just contact lawyers who assist them. They did receive my complaint and were very unhappy about it saying that I did authorize them to debit the $390. I did not contact them back as they just left a voicemail telling me that our payment agreement was off and that they would be enforcing their legal rights. I am now waiting to see what those legal rights are.

I was disciplined for taking "personal time" at work because I am a CA and I was supposed to be on the phone while I was having to deal with these people, my card company, and T-mobile. I feel violated and I cannot believe with all the "signs" that I actually gave my information to this company. I have learned THAT lesson so I will not make that mistake again. I am now prepared to tell any company that contacts me where they can stuff it until I receive something in writing and then I will send them a money order. This company scammed me by telling me that we could settle "this month only for $665" when this month only had about 4 days remaining when they contacted me. They also listed old address whenever they said they "tried to contact me to serve me legal papers".

Don't be scammed like I was. I do recommend contacting your local county clerk to see if you have a pending suit because if they are serving you legal papers for a court case then that case should be on file. And NEVER give them your debit card information!

There are obviously people out in any society who do not obey the law and that is where you are getting your "bottom feeder" statement from. Anyone with mailboxes such as ours are required to pull identification and submit such identification to the USPS. We as owners of THIS individual store have scruples and have on many occasions reported mailbox customers who we have believed to be doing things that are against the law.
It is not fair to throw a generalization on everyone when you do not possess all the facts. There are things that can be done to prevent calls from debt collectors and there are also legalities that can be called upon to help individuals being harrassed. Being a debt collection business does not make it an illigitimate business. It is if it is not licensed or bonded to do so in the state that they are located in.

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"United CC Holdings" has shown up in recent complaints reported in connection with other "Corona scam" LLCs, in particular "AF Group".

Many of this shell LLC cluster show mail drops in the Corona area, including Lake Elsinore, although "United CC Holdings" is now showing a mail drop in nearby Fullerton. It also shows the same two layer LLC shell structure, with a defunct Wyoming "United CC LLC", "owning" the California LLC, as seen with "National FC" and "Portfolio MG". In addition, the LLC start dates match several other members of the "Corona scam" LLC cluster.

The MO matches the other "Corona scam" cluster members: initial call from a "process server" referring back to the debt collector's phone number with a "case number", threating impending lawsuit over an old credit card, no "g" letter, nothing verifiable in writing, sometimes a recent credit report inquiry found, attempt to panic consumers into immediately "settling" an unproven "CC debt" to avoid the "lawsuit", etc.

Contact Riverside office of the FBI.

the real company address is Western Capital Group located at 41695 Date St suite B Murrieta, CA, 92562- the managers real name is Shenea January. She is the one that should be named on any lawsuit... the other address is a maildrop. they are bill collectors not an attorney or anything else:D

What company did they say you had a debt with? I actually owed money to the credit card company they referenced. I have made 4 payments, but now they are not putting my payments through my bank. I am going to stop payment of the remainder tomorrow, but thought they were legit. I feel like a fool. I thought I was smarter than this....

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