auto loan question (ohio) (wachovia)

I am currently just a few days late on a car payment. I am ineligible for a deferment and have not yet received calls from the lender. I do not think I will be able to catch up before the next payment is due and cannot afford to make a double payment at the next due date. I plan to call the lender to ask if I can pay the current payment on the due date next month and then catch up on my next paydate two weeks later. My question, and this may be a silly one, is when you call and let them know that you can't make the payment could this speed up repossession? I believe my loan states that anything beyond 30 days they can begin repossession process, so I'm not quite there yet.

I am working my way (slowly) out of payday loan hell and can almost see the light at the end of the tunnel (most days). I paid one loan off last week, will pay another loan off next week and another one in just a few weeks. It's a slow painful (and humbling) process, but I'm getting there.