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Affidavit Collection Services

Date: Fri, 12/04/2009 - 06:18

Submitted by spinstergirl
on Fri, 12/04/2009 - 06:18

Posts: 51 Credits: [Donate]

Total Replies: 122


I received a call this morning from a foreign accented man, Jason Scott from Affidavit Collection Services. The call was received through the switchboard and directed to my extention. The message he left (it was an unknown number) stated that a financial company had brought some serious charges against me and that I needed to call him back immediately. After "googling" I'm scared to call back, but I don't want to force the switchboard operator or any of my co-workers to have to deal with my problem. I am current in default to two payday lenders and was hoping to work out something. I believe that these two lenders may be illegal in my state. I'm thinking about talking to an attorney friend, but in the meantime was wondering what I should do and what others have done. Thanks.


This is a scam that has found its way to my phone, as well. There are several giveaways here to calm your nerves:
1. They never call from a number that can be dialed back. They've called me 3-4 times, with numbers ranging from 4 to 15 digits long.
2. They will not give you their contact information if asked.
3. The amount seems to be pretty consistent with what others have reported - apparently everyone borrows $300 from this site, and defaults on that amount.
4. They refuse to send you any proof of your commitment to this loan - this is KEY. No business will refuse to send you the invoice/contract that shows you are legally bound to pay them. It is in *their* best interest to do so.

If you get this call - laugh and hang up.


lrhall41

Submitted by on Tue, 05/25/2010 - 13:50

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I got a call from this company (ACS) today and spoke to a Rick Thomas who also had an Indian accent. He knew my address, ETrade Bank Account number, my father's name and my brother's name (as references). He also told me that I defaulted on a $300 loan. Since I really do have payday loans in default, I thought it was real. I did give my debit card number to him, as well, during our conversation. Well, after seeing all the comments on here. I am really concerned now. So, I have reported my card number stolen and requested a new card. I was also told to fax in documents with my signature authorizing the payment arrangements to start this Friday, which I already sent in. I really don't want to change my cell phone number. Luckily, that is the only number they have been calling me on. I will definitely seek an attorney now to determine what actions I should take.


lrhall41

Submitted by on Wed, 05/26/2010 - 22:07

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Quote:

Originally Posted by Anonymous
I got a call from this company (ACS) today and spoke to a Rick Thomas who also had an Indian accent. He knew my address, ETrade Bank Account number, my father's name and my brother's name (as references). He also told me that I defaulted on a $300 loan. Since I really do have payday loans in default, I thought it was real. I did give my debit card number to him, as well, during our conversation. Well, after seeing all the comments on here. I am really concerned now. So, I have reported my card number stolen and requested a new card. I was also told to fax in documents with my signature authorizing the payment arrangements to start this Friday, which I already sent in. I really don't want to change my cell phone number. Luckily, that is the only number they have been calling me on. I will definitely seek an attorney now to determine what actions I should take.


yes have your bank cancel that card,and issue a new one.this is a scam in INDIA.i wouldn't worry about the form you faxed unless you faxed it from your work fax.as far as the cell number.you might have to change it as once you cancel the card.they will bombard you with calls.explain the situation to your provider,and chances are they will change it at no charge.also don't bother seeking an attorney as they will tell you being as they are in INDIA there is nothing they can do.file AG,and FTC complaints.the FTC will act on this,but they need a huge number of complaints.go to FTC.GOV and you can file the complaint online.


lrhall41

Submitted by paulmergel on Thu, 05/27/2010 - 05:11

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I keep getting these calls at work! My co-workers already know whats going on, and I have an on-going complaint filed with the FTC. I'm going to contact the FBI to see if I can get the phone calls to stop. I know this is a scam because I work at a bank and have all my bank statements and NEVER in my life would I get a payday loan. The interest rates on those things are not worth it! I've checked through my last two years, since I first started my account and have never had a weird deposit put into my account. I don't know how they get your information, but its ridiculous. What I did was changed my cell phone number (unfortunately I can't change my work number), when they call my work, everyone says I do not work there any longer, put a Fraud Alert with my three credit report bureaus, and filed a complaint with the FTC, and closed my account and started a new one. These people have your name, number(s), references, social security number, address, usually an account number. BE CAREFUL! Do not verify information with these people, thats how they start harassing you and don't stop. I think if they want to tell me I have a pay day loan I never paid back and with court cost its going to be 1000-2000, why would they settle for a less amount? ITS A SCAM. I still get really nervous at work when the phone rings, but I know its a scam and I document every time they call so I can let the FTC and now the FBI know.


lrhall41

Submitted by on Mon, 06/21/2010 - 18:04

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I had this call yesterday saying I was being sued. I asked to speak with the Attorney and they passed me to a man with a heavy accent saying his name was Joe Marshall I asked where he was liscensed to practice he said New York, with Liscense # 53125. So! I called the NY Bar Association and had them look him up, and guess what?! He doesn't exist. I called "Joe Marshall" back and told him they have no record of he. He said What do you think I am a Moron? He then said there is no such thing as a NY Bar Association , uh huh, I told him absolutelyI think he is a moron and that and he isn't a lawyer. That was kind of fun!


lrhall41

Submitted by on Tue, 06/22/2010 - 08:30

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:-xI am also getting these calls at work. It is quite scary because these people have told me my bank account number, social security number, email address and home address. I've filed a complaint with the FTC, but what else can we do? It is ridiculous that these people can gain so much information, get phone numbers that are faulty (becuase the phone numbers are regularly disconnected) and threaten our way of life. I'm sure the address they provide in NY is a scam as well, so who can actually go after them with any recourse?


lrhall41

Submitted by on Fri, 06/25/2010 - 11:15

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My mother just got a phone call from Affidavid Consolidation, and they asked for me and said it was very urgent I call him back. Like the other people in here he had a Indian accent and she couldn't really understand him. She said all the guy said was that It's VERY urgent that I call him back, and he mentioned my FIANCE's name in it. How is this possible.....do we need to be worried...... here is the number he called from 6084670440334
Thank you,
Juliet


lrhall41

Submitted by on Tue, 06/29/2010 - 12:04

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I just got my first call this morning from ACS, Jack Taylor at 813-435-6301. he also had an Indian accent that I could barely understand and he said the cops and investigation team are going to come to my work if I ignore their call and do not reply. I'm going to take the advise of not calling him back since you all believe its a scam. I also believe that they would have to file bad debt with the city/state and take me to court before being able to take further action.


lrhall41

Submitted by on Wed, 07/07/2010 - 10:36

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I was scammed by these people today 7/8/2010. They called with this same story that I had defaulted on a payday loan with Advance Cash Payday loans. They had my social security number, home address and phone, my cell phone and they had even left a voice mail at a community college where I teach.

I reported this to my local police department who filed criminal fraud charges. Do not call these people! They WILL rip you off!!!


lrhall41

Submitted by on Thu, 07/08/2010 - 22:07

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I too have been getting calls from an India(n) at ACS. or did he say ECS? The man who calls me is named Logan. I have been ignoring these calls for almost a year now and I finally decided to look them up on-line. I know that they are a scam because all legal or court appointments must be delivered to the person on hard copy (Paper). When these people first called me I answered and got a little scared, but I know I never got any money from the company they claim sent it to me. I did get a loan from one company and I did pay them back. So no worries there. I have keeping the recordings that they leave me, just in case I can use it against these people.

However, I have also been getting a collection call from someone that claims I ordered kid books on line several years ago (like 5 years). I Never order anything online. I also always ask them for a writen copy/statement. They tell me that they can't do that. Are they lagit? What should I do?


lrhall41

Submitted by on Wed, 07/14/2010 - 14:31

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Just got a call from a "legal investigation company" known as: Affidavit Consolidation Services. A man with a heavy accent who called himself Victor was the "collector." Victor claimed to have my ssn and drivers license number. Victor said that if he was not paid the $800 he was owed, that he would freeze my license and credit cards. I have not taken out any loans, nor am I in debt in any way, shape, or form. I told him to read off my ssn if he truly had it, and when he attempted to read off numbers, they were incorrect.
He proceeded to call me a mother-f*cker and said that he wanted to get what he was owed. He has continued to call me, pestering me. It is from the number: 561-210-4790.
Be careful, and be sure not to believe these kinds of scams

I have posted this exact post on two different sites now. Please beware of these people, and know that they are falsely pretending to be debt collectors. Never give out ANY personal information to these creeps.


lrhall41

Submitted by on Tue, 07/20/2010 - 17:36

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Quote:

Originally Posted by spinstergirl
I received a call this morning from a foreign accented man, Jason Scott from Affidavit Collection Services. The call was received through the switchboard and directed to my extention. The message he left (it was an unknown number) stated that a financial company had brought some serious charges against me and that I needed to call him back immediately. After "googling" I'm scared to call back, but I don't want to force the switchboard operator or any of my co-workers to have to deal with my problem. I am current in default to two payday lenders and was hoping to work out something. I believe that these two lenders may be illegal in my state. I'm thinking about talking to an attorney friend, but in the meantime was wondering what I should do and what others have done. Thanks.

I have had the a similair call form a different number 716-442-2824 claiming they are Affidavit Collection Services. Thick indian accent. Beside filing FTC complaint, and IC3 complaint and FBI complaint. I contacted my phone company who had two features to try. one was *60 which allows you to put a certain number in that they will block. The other is *77 which will screen calls before allowing them through. So we will see if that works. You might check with your phone company to see if they have any features that might help.


lrhall41

Submitted by on Sun, 07/25/2010 - 15:58

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This compnay is a SCAM! Do not release any personal information. I had experience it just a 2-3 weeks ago. I received a message from a Maxwell something and he stated that a lawsuit is pending against me or/my ss# if I don't respond back to get this matter resolve. I quickly call them back at a area code 660 and spoke to Maxwell. I asked what am I being sued for and he stated that I've applied for a payday loan back in November 2009 for $500 and since I haven't been making any payments I have to pay them $1500 including interest fee. I told him that I haven't applied for any payday loan back then and even if I did, the amount was already paid in full and completed. He refused to listen and still demand the money. I got scared and told him that I'll do some sort of payment plan but won't pay the $1500 up front. He said he can set up a payment plan for me and he'd knocked off $500 so I'm only paying $1000. He asked for my card number and I told him that I don't have it with me but will grab the infomoration and call him back. I gather my card information and call him back. Yes, stupid of me. I gave him my information. After setting up the payment plan, he'd faxed over four authorization forms for me to physically sign it and fax back to him. When I received the fax forms, I double check the name of the company and the name was spelled ACS; however, on top of the "A" there was a circle symbol. As I review the fax, on the bottom appear their company's email address using gmail. What kind of company that collects debt uses a gmail as an email? That automactically proves that this company is a scam. I called my cousin who is an attorney and asked for some advice. He told me to call the person back and have them give me their address and fax over the payday loan forms that I've applied for. If they refuse, then the company is fake and is a scam. I took my cousin's advice and called Maxwell back ask for their mailing address and the payday loan forms. Maxwell refuse to give me their mailing address and the forms because he said that he's not authorized to do so and wanted to transfer me to his Senior Affidavit something. I got smart with him and ask him that when he told me his name he also mention that he's the Senior Affidvait and he should be able to provide me the information. He got mad and transfer me to this other guy. The other guy who claims to be the Senior Affidavit got on the phone and gave me attitude about their mailing address and my payday loan forms. I told him that I just want the forms for my own records and the mailing address incase I need to mail them something. He got even more mad and raise his voice at me. I said I just wanted to make sure it's legit. He reply back with, "so you're saying i'm fake?" I said yeah, and hung up. Right there I knew they're fake so I rush to my bank, cancel my cards and phone number. They've been harrassing me at work and I've filed a compliant on them. Eversince then, I haven't heard from them. So if you received calls from ACS with area codes 052928512, 103, 4257741351, and 4103210626 DO NOT ANSWER.


lrhall41

Submitted by on Tue, 08/03/2010 - 10:25

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these idiots called me on and off for the past year. Probablly 4 calls total, each time the same 'charges against me' (3 charges all for the same 'crime'). The first time it stressed me out SO BADLY I about had a heart attack. I called the company I had supposedly defrauded and they said my loan was paid. When i called back to ACS I spoke to "Charlie Brown" (no kidding) and he just started cursing at me in Indian and hung up. Then someone else called and cursed at me in english, then indian, then hung up. The second time they called I let them rattle off some info then when they ask for the name of my attorney I say 'actually he's right here, hold on' - they hang up. Now if they call, about 3 seconds into the call I say "really, youre trying this scam again? Go F yourself" and I hang up. It's no longer scary, just annoying. I've reported it to the FTC and Attorney Generals Office. Also be sure to put a fraud alert on your credit reports since these loosers have our SSNs. Absolutley DO NOT give them any money.


lrhall41

Submitted by on Mon, 08/09/2010 - 14:24

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I sat up pymt arrangements with this same company, ACS, and spoke with a Rick Thomas. They were deducting $100 every two weeks from my checking acct. My personal info was given ONLY because I was threatened and I knew I owed numerous payday loans. Most of my loans are paid off now and I thought this place was collecting on one of my internet loans but apparently not. They stated I owed Cash Advance USA. Does anyone know a contact # for Cash Advance USA because I would love to call them (if the place even exists). They have collected $400 from me already and once I asked them to give me more specific information on my loan, thats when all the attitude came about. If you suppose to be a legal collection agency, then there shouldnt have been any attitude given to me. THIS IS DEFINITELY A SCAM AND I WILL BE FILING COMPLAINTS AND WITH MY ATTY GENERAL OFFICE AND THE POLICE DEPT.


lrhall41

Submitted by on Tue, 08/10/2010 - 13:21

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I have been getting calls from these people, but was not answering the telephone. I tried calling the number back, but it would not let me through. Today, I answered because the heavily accented person left messages that I was being served with a lawsuit. I insisted on them giving me information, and refused to verify anything. They said I had defaulted on a loan to Advanced Cash USA. I only use one payday place, and that isn't it. He gave me to his supervisor, who also could not speak English. When I stated I thought they were a scan and to serve me with the lawsuit, they hung up on me. While the whole thing makes me nervous, I am not giving them a penny. Hard to not answer the calls, since they call from several different numbers, not all being 800/866. Has anyone here actually filed a complaint against this company?


lrhall41

Submitted by on Mon, 08/23/2010 - 09:51

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I've been gettin calls from the same guy saying his name is Neil somethin as soon as I told him that I knew they were a scam and reported them, they just hung up
on me and told me not to call back! I think everyone should call and annoy them they'll
eventually stop


lrhall41

Submitted by on Wed, 09/01/2010 - 10:43

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I have been contacted by these people also, at my job.
I had this happen to me once before, early last year. it is the same people.
I have never taken a payday loan from anyone or an company.
How do i ensure that my identity has not been stolen?


lrhall41

Submitted by on Thu, 09/02/2010 - 11:02

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Up until an hour ago I was really shaken up. Now I am getting tough and taking the advice of the ones that say to play their own game! I too started getting these calls yesterday only the name was Nathan Brown and his affidavit specialist Jason Scott. Funny how Jason was also the manager that came on the line when I asked for one. The name of the company they were using was US Affidavit Servcies but EXACTLY the same tactics as above, nothing in writing, couldnt give me an exact date only 2009, $300 loan to start, etc. Called my mom & son too 3 times each in the past 24 hours. We did report these creeps that are doing a lot of treatening. They called from 626-380-0465 and also use 347-433-8904. Thanks for sharing all your stories here.. I feel MUCH better!


lrhall41

Submitted by on Thu, 09/02/2010 - 12:28

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The best thing to do when you have issues like this is to contact a consumer attorney. The National Association of Consumer Advocates (NACA) has a website where you can easily connect to attorneys who work in this field. The website is www.naca.net. Select the "find an attorney" tab, put in your state, select "debt collection", click whatever box makes the most sense (FDCPA, Not My Debt, Harassment and Abuse, etc.), and then click the search button to the left. A few attorneys will come up so the best thing to do is to (starting at the middle or bottom, because the top names probably get the most inquiries) send out a form email explaining the situation to all of the attorneys listed. If you leave your contact information, the interested lawyers should get back to you. Good luck.


lrhall41

Submitted by on Thu, 09/02/2010 - 17:30

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My husband just received a phone call telling him that he got a payday loan from their company back in January. The phone number was 626-380-0465 and said that the fees from then til now have added up to over $500.00. They also called a friend of mine and threatened her life if we didn't pay the money. My husband demanded that they show us the proof that he applied for this loan and they told him they can only provide that information once they receive a payment. We only applied for one payday loan and that was 3 years ago and we paid it back. I have no clue how they got his information or my friends information. His name Mark Peterson and he spoke with a heavy India/Indian accent. He gave us a case file number, which sounds like a bunch of bull. If you get a call from this number, do not answer it and DO NOT give them any of your personal information.


lrhall41

Submitted by on Mon, 09/06/2010 - 15:11

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I received a call from a Stephen stating the same thing, that I must call before something bad happens. I googled them first and found this forum. Thanks, I have not or been past due on any loans in the last 2 years and have never taken out a pay day loan from Advanced Cash. I did answer my office line and request they contact me only at home and disconneted the call. Luckily they have only my direct line and have called back 7 times in the last few hours leaving me 3 voice mails. I went ahead and filed a claim at the FTC.
Thanks for the information


lrhall41

Submitted by on Tue, 09/07/2010 - 09:55

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I got calls yesterday and today - many calls. Yesterday, they called themselves Advanced Cash USA. Today, they called themselves Affidavit Consolidated Services.

My co-workers were assisting me with answering these repetitive calls. The man started shouting at my co-workers, and told them this issue was about a lien on my accounts. That I had a bad loan that was made on the internet (?) - Can people do that?

If it was legitimate, wouldn't they be liable for divulging such information to people other than who they were supposed to be contacting?


lrhall41

Submitted by on Wed, 09/08/2010 - 09:07

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Yea they just called and left threatening messages. Then once I told them it was not wise to make legal threats towards a cop, miraculously their phone is disconnected. DO NOT LISTEN TO THEM IF THEY CALL YOU! If they do call you, contact a lawyer and file suit against them if you wish. If you don't want to do all that, just ignore them.


lrhall41

Submitted by on Tue, 09/14/2010 - 06:16

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I was just called yesterday and again today. Both tried different tatics but the same information. I told them I was wise to them and would not give them any information or call them back. I also stated I called the FBI and made a complaint and contacted a lawyer. I told them not to call my work again.


lrhall41

Submitted by on Wed, 09/15/2010 - 17:00

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Quote:

Originally Posted by Anonymous
Yea they just called and left threatening messages. Then once I told them it was not wise to make legal threats towards a cop, miraculously their phone is disconnected. DO NOT LISTEN TO THEM IF THEY CALL YOU! If they do call you, contact a lawyer and file suit against them if you wish. If you don't want to do all that, just ignore them.

They just called my work again. My boss let me know about it because I told him what was going on. How can you stop them? This is very disturbing!


lrhall41

Submitted by on Thu, 09/16/2010 - 15:20

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Ive received a call from these people their company is in Pakistan we traced the calls from Bronx new York to Europe then Pakistan they use the area code 347 they use Internet phone and it's so easy change numbers all the time... There's nothing you can do because they are out of the country but there's one thing that would work it works like magic! These people are scammers as I made one of them admitted that he is scamming people to pay $1000.00 and his name is Kevin White like I would fall for that thick accent he has so coming from a world where I could locate skip people I was successful in tracing them with the help of few friends. I put him on an automated dialer and their main line is constantly being dialed every minute until they turn off their Internet phone system... I'm doing my own American a favor We did help in a way but they were out there since 2003 and it's sad that they would shut down when they finally get in big trouble but will reopen in a new name in a few months... I know mostly these people are not happy to be on the other line stealing money in a legit as if they think they are they are big call center at least the one that I knew got shut off the main guy who helps them his name is Andrew he is the director for them this is a legit working environment like any other call center here this place consist of more than few hundreds of people in one call center. So they can threaten to kill harrass or say anything there's no fdcpa or any rule the only rule is how much money you can get from these poor people in the whole world that they are trying to scam! I hope you never give them any information and make sure you hide your number when you call them up to harass them back!


lrhall41

Submitted by on Thu, 09/16/2010 - 20:53

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AHHH these jerks been calling me to. 6463283942, first was officer kelly clark. Oh officer sounds so scary. Left me message with indian accent or middle eastern to call back very important matter. Funny how its always an american name. Called back and "supevisor" rick foster answered, sound the same too as the first guy. So many he just forgot what name he was using.

Now they are calling me at work 5 times a day, even though my workers say I dont work there anymore. They just dont seem to get the message

What to do

Put a fraud alert on your credit report and check it for anything
File a report with the police
Call the FTC and file a complaint. FTC even tells me they know of ACS and say they are scam.
Report to teh FBI

Just dont be fooled into sending money to these clowns


lrhall41

Submitted by on Tue, 09/21/2010 - 13:02

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I started getting these calls about a week ago from numbers that were either too short to be real numbers or too long, and I've also been getting a lot of unknown number calls recently. They had been leaving voicemails telling me similar to others on here, that I'm in legal trouble and that they have my employer number and that they will call and tell them of the situation that I'm in if I don't call and settle.

I took a cash loan about 3 years ago myself but also paid this account off. I got another call today with a message and goggled the number that was given by voicemail today, 813-756-4724 and found information like this. I then made reports to the FBI and FTC and later received another call from this place. When I answered the phone he started getting into how I owed money and legal action, and I replied by telling them I knew this was a scam, the man on the phone told me that it was not a scam, and I told him that I would let the FBI decide that and he hung up.


lrhall41

Submitted by on Fri, 09/24/2010 - 23:43

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Quote:

Originally Posted by Anonymous
I have been receiving calls from a Mark Foster, whose with Affidavit Consolidation Services--are so he says anyway. He has an India(n) accent....he stated I defaulted on a pyday loadn from June 2009 with Advanced Cash USA. I explained to him that I din't not owe that company but I would have to research with my bank and everything. He stated my address, my bank, references........I would have to pay $508 to keep it out of the court system. I told him I wasn't paying anything until I verified for sure. The number he gave me to call back was 813-319-2653, I asked the Advanced Cash USA's number and it is 516-833-3191. I went on to call Advanced Cash USa and spoke with a richie Bernard(another India(n) accent person. Richie told me that i owed them for a defaulted payday loan but I would have to talk with AFC from now on since my file has been passed on to them.
I told Richie I wasn't paying anything until I verified to make sure I got the loan, he said you got it and owe it.
So, needless to say there is nothing on my bank statements saying the money was deposited into my account.........AFS keeps calling me, the number shows up as this 011000000000 on my cell.....They want give me an 800 number or anything, so when I call back I'm charged.
The sad thing is they've made me scond guess myself and I'm not that type of person whatsoever........I look my bank statements at least 3 times a day to make sure i haven't overlooked anything. It's tearing my life apart and driving me crazy. I've let the Better Business bureau know......
Can someone let me know what they are doing or have done about the same situation?
Thanks
Smiley



I got a payday loan in June of this year; I fell into a financial hardship and was not able to pay it off, leaving a balance of 600.00 on my account. I called the payday loan company, Cash Net USA, and made payment arrangements. Then I got a call at work from an unavailable # 000-000-0000, a man with a strong Indian accent answered and asked to speak with ???Apple??? my name is April. I asked who was calling and he wouldn???t tell me so I hung up. I got two more phone calls within 5 minutes so I blocked the number. Then he left a message he stated his name was Officer Zack Wilson from the legal department of ACS and that my account was being forwarded to the courts and that there was a law suit against my social security #! I immediately called the number he gave back (646-918-5986) because he had my address, telephone #, date of birth and social security #. I spoke with I think her name was Michelle, she stated she was the supervisor for Zack and that Cash Net USA forwarded my account to her because I didn???t pay my balance, I tried to explain that I already made payment arrangements with the other company but she wouldn???t listen to me. She was very rude and said I???m just trying to do my job, if you don???t want to pay the balance with us you can go to court on Monday, and fight this case. I didn???t have any court notices and I told her this, she stated that was not her problem if I wanted to settle the balance with her I could make a payment of 300.00 and the account would be closed, I told her again that I already made a payment, then she said well you will just have to fight this is court. I called Cash Net after I spoke with her to get my receipt of my payment plan because I thought this was real. The woman from the payday loan said asked if the person I spoke with had a thick accent I said yes and she confirmed that this was a scam, she told me not to give them a dime and forwarded me to a compliance line, and I left a message and hopefully will get a call back. My payday loan company filed a report with the better business bureau, I also file a report with the FTC, all three credit bureau, my bank and (homeland security -989-497-0580) and made all aware I was a victim of identity theft. The officer at homeland security was aware of this scam and told me the next time they call explain to them I was aware they were a fraud company and that I have forwarded their information to homeland security. He assured if I tell them this the calls will stop. He stated this company was out of India, and they have hacked into PayDay Loan companies to gather their information.


lrhall41

Submitted by on Tue, 09/28/2010 - 08:25

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Quote:

Originally Posted by Anonymous
:-xI am also getting these calls at work. It is quite scary because these people have told me my bank account number, social security number, email address and home address. I've filed a complaint with the FTC, but what else can we do? It is ridiculous that these people can gain so much information, get phone numbers that are faulty (becuase the phone numbers are regularly disconnected) and threaten our way of life. I'm sure the address they provide in NY is a scam as well, so who can actually go after them with any recourse?


This happened to me as well, my payday loan company filed a report with the better business bureau, I also file a report with the FTC, all three credit bureau, my bank and (homeland security -989-497-0580) and made all aware I was a victim of identity theft. The officer at homeland security was aware of this scam and told me the next time they call explain to them I was aware they were a fraud company and that I have forwarded their information to homeland security. He assured if I tell them this the calls will stop. He stated this company was out of India, and they have hacked into PayDay Loan companies to gather their information.


lrhall41

Submitted by on Tue, 09/28/2010 - 08:31

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I received a voice mail from a jackie williams 347-625-3719 with the heavy indian accent stating the same exact things mentioned in the previous posts!! I was gonna call back but a friend suggested i google the company and i am glad i did!!! They need to be reported


lrhall41

Submitted by on Wed, 09/29/2010 - 13:27

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I received a call on 9/29/10 from ACS, a man with a very heavy Indian Accent... he told me his name was James Wilson. They called from a blocked number and left a message stating that I had defaulted on a payday loan and there was a law suit against my social security number. I immediately called back and was informed that I owed $957.00 but if I paid $507.00 right now, they would cancel the pending law suit. When I pressed for answers the man became angry and told me I would goto jail, lose my career, my family, my home... everything I had. As I continued to press for answers he became angrier and stated "just watch what I can do to you.... just watch me. Now I will make you pay." I called the payday loan company and all was taken care of with that issue and they took a complaint and then gave me numbers to Homeland Security and the FTC... I have contacted all parties. I was informed to NOT give any information to them and to not answer their calls as this is NOT a real company and it is an "Indian Scam" as they are in India. They have hacked into the payday loan system to get their information. Do NOT send them any monies and do not give them any Personal information. The scary part is... they already have all my information... social security number, bank information, phone number, home address.... everything. It is truly frightening.


lrhall41

Submitted by on Thu, 09/30/2010 - 16:43

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I have received serveral calls from ACS. I never returned a call until today because I was tired of them calling my job number. I was told I was speaking to a person by the name of Lei Johnson. He rolled off all the information so very quickly in his heavy indian accent. He attempted to intimidate me with threats of being sued. I have taken out pay day loans, but have never defaulted on any of them. I kept track of the amounts owed online. "Lei" was able to spew some information from my bank account, but when I pressed for exact date the supposed loan was given he could only tell me the month, but not a specific date. He even went so far as to say they took 2 payments out. I was online looking at my bank statements to try and see if maybe I had missed something. I retrospect, I am pissed for even doubting myself as I keep up with all my records. He tried to extort $980, but was willing to take a payment of $400 today. I even gave him my debit card number when he said he could not go back through the bank account listed on record. As I think back typing this, he never gave me my full bank account number - only the last 4 digits. I asked for a fax of this information and in turn he faxed just a skeleton of an agreement to repay - no information regarding the company he represent or an account number etc ~ normal things a dept collector would have on an agreement letter. I kept calling to press for this information and then even demanded it be email to me. "Lei" emailed the same thing he text. This just was not sitting right with me so I then called back to get the full name of their supposed company and began my search. As in the other stories, they were representing Advance Cash USA a company I have never even dealt with and even the documentation they sent to me did not have their names spelt out or an address just initials "ACLS". After researching their company on the internet I came to find it was a scam! I immediately called my bank to cancel my debit card because it was comprimised. I have called them back and in a few "choice" words :-) and gave them the business with my own share of threats! DO NOT send them any money call Homeland Security and FTC. If you see a number 646-578-8876 DO NOT ANSWER!


lrhall41

Submitted by on Fri, 10/01/2010 - 13:23

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I just got a message that states hes from the us attorneys office. 6463283942 I have been called by these people for 8 months now. Differnt names companies and threats. Please do not give them anything. They have threatened to have a policeman come arrest me, they would come kill me, and more. Just dont answer. They call me at work almost daily


lrhall41

Submitted by on Tue, 10/05/2010 - 11:18

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I have also been contacted by these people. I let several calls go to voicemail and then I decided I would talk to them. The first guy transferred me to their "attorney" Justin Lloyd. He started threatening me telling me a lawsuit had been filed and they would be taking money out of my wages, etc. He also told me somebody would be coming to get me. I work in a law firm and I know how these things work. First of all, they need a judgment against you in order to garnish your wages, etc. If a lawsuit is filed you are generally personally served. Then, there will be a court hearing and the court will decide if it will file a judgment or not. If a judgment is filed, then they can garnish your wages, bank account, etc. Anyway I talked with Justin for probably about 20 minutes asking him where the supposed lawsuit was filed (he, of course, would not answer), etc., and told him I was not paying money I did not owe and that I was hanging up now -- bye. From what I understand, these people bought information from payday loan companies or some other financial entity. It doesn't mean you owe anything. I don't and I know I don't.

Justin called me back the next day and when I said "Hey Justin, how are you?" he said "you remember my name?" Anyway, I had a nice conversation with him. He's told me they were in Pakistan. He wanted to know all about our country. Said his country sucks. We had a 20-minute conversation and I told him I needed to go back to work. He asked if he could call tomorrow and I said, "if you want to just chat that's fine but if you want me to give you money I don't owe, then don't call." He said, "No, I will not ask you for money." Anyway, that was last week. There are a couple of calls from "unknown" but no messages, so maybe he's trying to call me back. I don't know.

Oh, and you can file a Complaint online with the FCC, which I did. If enough people file complaints maybe something will be done about this.


lrhall41

Submitted by on Tue, 10/05/2010 - 12:24

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Please is any body here who can to help me with this matter???? My Student Loan was discharge in Nov. 29th. by the Education Department they sent to me a refund by $ 1,631.00 because after two Years of investigation they found that School was closed by the Federal Goverment for Fraud, now the CBE Group (collection agency) is called me to enforce to me to pay the same Loan for a brutal charges. How can I resolve this matter??? Thank you.


lrhall41

Submitted by on Thu, 10/07/2010 - 13:03

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I am so glad to learn that I am not the only one who has experienced these same phone calls. They keep threatening me to file papers, hurt my employment, even my references would get in Big, Big trouble. Hog wash. I told them that until they could provide me with the email address of the lender and an exact date of the (supposedly) transaction, I would not waste my time with them. I also asked, as a collector of a debt, it is the law to disclose the purpose of the call, of which that is never disclosed. I also told them that I have saved the messages from work (2 of them) and my cell phone and 1 on my home phone and my employer is looking into filing charges with the police department for the work messages. By the time I was finished speaking to this jerk I thought he had hung up. He is suppose to call me tonight with an address and exact date of transaction. Right, wont happen. He also promised me there would be messages or calls to my employer. That I am sure of. Do not even bother with these guys. You are not alone and if it was legitimate, you would be notified by mail to appear in court. That was another question I asked, why do you not put this writing and send to my home. You have all the information. Be strong and ignore.


lrhall41

Submitted by on Thu, 10/07/2010 - 14:13

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Rec'd a call today from a man named Jack Taylor from ACS who sounds hispanic (number came up as 0000000). Informed me that their was a lawsuit against me and needed money. When I confronted him about this thread that I looked up while listening to his bullshi## he said "this is not a scam I need money". I asked for his number (813-246-0611)--which does not work!--and told him I would forward his information to my lawyer and further notify the police if he continued to call. He hung up on me.


lrhall41

Submitted by on Fri, 10/08/2010 - 07:59

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They are at it again!! ACS are a bunch of scammers!!! If I'm in the mood to go off, I do. They seem to like it. I guess that's why they keep calling back. They have called my work line, especially after I told them not to. Glad to know I'm not the only one, but wish there was something futher that could be done.


lrhall41

Submitted by on Mon, 10/11/2010 - 11:25

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I am going through the same thing. Getting a call from Derek Johnson with ACS. He is calling my job telling me that he is sending cops to my employer and gave the address in the voicemail. This is ridiculous, I submitted a complaint to FTC. What should i do to stop these people from harassing me?


lrhall41

Submitted by on Tue, 10/12/2010 - 07:51

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I received a call from Federal Recoveries - Mr Stamp - saying that I owe on a payday loan from 2009 where I shut the account down. Now they claim they have a sealed affidavit on me. In a previous call from them - they actually contacted my ex-husband, told him what the whole thing was about (disclosing info without my consent). I have been divorced quite a few years and this was none of my ex's business. I want to get comments on whether anyone recognizes this name or company. The phone number is 410-696-7202 which if I am not mistaken is a Maryland phone number but they claim they are in NYC. Please help.


lrhall41

Submitted by on Wed, 10/13/2010 - 08:02

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I received a call today at work and called the nubmer back 347-625-3715 and asked to speak to Xavier who was the guy that called me. He got on the phone and told me that there was an affidavit filed against me and I had 3 charges pending. He read off the last 4 of my social and verified all of my information he also informed me that the call was being recorded to be used in court against and not to speak during the recording. So I let him say what he needed to say then I lit into him because during the call it sounded as if someone was picking up the phone on the other end and hanging up. So I told him that when he could send me something in writing to verify that I had a loan I would give them a payment. I also told him that I wanted to take this to court because I had no payday loans online for $500. He insisted that I just pay the $500 and keep it out of court I said no thanks I'll just have my lawyer contact you when you send me the affidavit. They could never tell me the company that I took the loan out with. He said they had over 100 companies that Cash Land USA worked for but could not give me the direct company I took this loan out with . He said it was on the Affidavit and I would see it when I received it. I told him to give me a number so I could contact them directly once again he could not provide the information. At that point I told him that I would just see them in court. Then all of a sudden he had to get off the phone and hung up on me. So I called back just to see what I would get. Ok so if you want to play on my phone we can play games. I called back and got another guy who then swtiched me to Xavier again before I could get anything out he said I'm sorry we can't help you and hung up. So I notified the FTC and FBI immediately. So if you all should get a call from them just tell them you would rather go to court and that will be the end of it.


lrhall41

Submitted by on Fri, 10/15/2010 - 15:42

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