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Can a disputed item that gets deleted hurt your credit score?

Date: Sun, 12/06/2009 - 11:39

Submitted by anonymous
on Sun, 12/06/2009 - 11:39

Posts: 202330 Credits: [Donate]

Total Replies: 3


The earliest my credit history goes back to is about November 2007. I've been doing good so far and my 3 scores are:
713, 668 (experian which shows me as having an item in collections but paid and closed), and 692

However, I had this on there from ONLY TransUnion (they have my score at 713). This makes it appear as though my history started from JAN '03 to OCT '03. But I don't even know what this is (supposedly Capital Credit Alliance) and I never made any payments....


Will this bring down my score (it was deleted in a dispute)?