I need help with Equifax Dispute

[QUOTE=treenor11;507459]Hello All,
So Discount Advances is showing up on my Equifax report as professional debt mediation in collections accounts. I disputed it online. I checked the box that said I am no longer liable with a really brief description of the Payday's illegal in Mass. as well as the fact they havent responded to the my DV letters or my willingness to pay off remaining balance of original loan.
I originall borrowed $420.00 paid back 141.00, I owe $279.00. They say I owe $698.00
This is my response from Equifax:
[FONT=ArialMT-ANSI][SIZE=1][FONT=ArialMT-ANSI][SIZE=1][FONT=Arial-BoldItalicMT-ANSI][SIZE=2][FONT=Arial-BoldItalicMT-ANSI][SIZE=2][LEFT]>>> We have researched the collection account. Account # - xxxxxxx The results are: [/SIZE][/FONT][/SIZE][/FONT][FONT=ArialMT-ANSI][SIZE=2]Equifax verified that
this item belongs to you. Additional information has been provided from the original source regarding this item. If you
have additional questions about this item please contact: [/SIZE][/FONT][FONT=Arial-BoldItalicMT-ANSI][SIZE=2][FONT=Arial-BoldItalicMT-ANSI][SIZE=2]Prof Debt Mediation Inc., 4161 Carmichael Ave, Ste 201,
Jacksonville FL 32207-2316 Phone: (904) 398-1299
Please Help I don't know what to do next.[/LEFT]
[/SIZE][/FONT][/SIZE][/FONT][FONT=ArialMT-ANSI][SIZE=1][FONT=ArialMT-ANSI][SIZE=1][LEFT]
[/LEFT]
[/SIZE][/FONT][/SIZE][/FONT][/SIZE][/FONT][/SIZE][/FONT][/QUOTE]

Did you include a copy of your payday loan laws?

I would include a copy of your payday loan laws and highlight the part which states "Payday Loans Are Prohibited". You might also need to include a copy of the original contract by this lender and highlight the part which states you obtained a payday loan. I can't think of ANY argument that could possibly precede this information. Also include in the dispute the fact that you filed complaints against this company, and who you filed complaints with.