Resurgent Capital Services SCUM
Date: Mon, 12/14/2009 - 12:36
I got a good one in the mail from them today,lol. About 2 months ago I got a letter from RPM-Receivables Performance Management collecting for Resurgent Capital Services who holds the account owned by LVNV Funding who holds the account for Credit One Bank,,,,,I know try to say it all in one breath.
Well I DV'ed RPM and today I get a letter from Resurgent Capital stating enclosed is a original validation of debt that verifies the debt. It has my name and says quote
"As of the date of this communication, you owe $826.81 on account number ****-****-****-**** which is now owned by LVNV Funding LLC. Should you desire to pay off in full, you should contact us at 1-888-665-0374 to determine the payoff balance as interest,credits, fees and or other permissible charges can continue to cause your account balance to vary from day to day.
Pretty crappy validation,lol. Under Massachusetts law if I request validation in 30 days, they must provide me with full account history, signed contract, statements and other things I can't think of off the top of my head right now, within 5 days of the request. They have given me nothing so the next letter I send out will be a little more demanding and threatening I guess.
Well I DV'ed RPM and today I get a letter from Resurgent Capital stating enclosed is a original validation of debt that verifies the debt. It has my name and says quote
"As of the date of this communication, you owe $826.81 on account number ****-****-****-**** which is now owned by LVNV Funding LLC. Should you desire to pay off in full, you should contact us at 1-888-665-0374 to determine the payoff balance as interest,credits, fees and or other permissible charges can continue to cause your account balance to vary from day to day.
Pretty crappy validation,lol. Under Massachusetts law if I request validation in 30 days, they must provide me with full account history, signed contract, statements and other things I can't think of off the top of my head right now, within 5 days of the request. They have given me nothing so the next letter I send out will be a little more demanding and threatening I guess.
If you sent that first letter via certified and can prove they r
If you sent that first letter via certified and can prove they received it, sounds like you already have an FDCPA claim. It will only get better if they respond the same way to a second letter. Talk to a lawyer!
Yeah I got the green card with the signature. Resurgent is givin
Yeah I got the green card with the signature. Resurgent is giving me 30 days to dispute the debt too so I am going to send it to Resurgent AND LVNV Funding. Resurgent is licensed to collect in my state, LVNV Funding is not.
LVNV also is on my credit report and they verified the account without validation, they list themselves as a factoring company account. I am going to give it some time though and see if they overshadow my 30 day window,ha ha ha....