what is this letter from Malcolm S. ferald & associates?

Quote:

Originally Posted by AngeL18wings this Malcolm S. Gerald & associates i got a letter from them that it is an attemp to collect debt from me and i never went in to something like this. what I have to do? to make them stop?? I dont heck own them nothing I never even heard of that company.

Well, they are a third party collection agency. They probably are hired by some creditor of yours. Since you have received the dunning letter of collection you must send the debt validation letter to them through USPS. It'd reveal the details about the account they are trying to collect.

Check out the following thread to know more about this collector.

http://www.debtconsolidationcare.com/forums/msgerald.html