Ok, Integrity Investigative threatening suit...some questions
Date: Tue, 12/15/2009 - 20:24
I took the advice of this forum and ignored them after their initial call. So they left me a VM tonight saying due to my 'blatant disregard' they will have to file litigation. they went on for a few minutes and said that a summons will be sent, and that they hope they have my right address, and that if i don't show up in court they will seek a default judgement.
So here are my questions
1) I'm fairly sure I would need to be served...but when they first called me they claimed to send paperwork to an old address I lived at months ago (i've never seen anything from them or CAN). But is it possible for them to get a default by purposely mailing it to an old address so I don't get it, thereby they win? I live in PA...i'm not sure exactly how filing suits work, like if they can mail them....what can i do about this?
2) Is CAN a legit PDL company? I never recall them from my PDL days back in 2006, and i've certainly never been sent anything in the mail.
3) Anyone deal with this company? Are they a CA or are they actually an investigative company....they really only pressured me with threats, and mentioned something in the initial call about the judgement that this company was seeking...so what place is this...there phone number is 866-571-7616. I googled it and it seems according to 800 notes that they are a scam, but I want to be sure...People here posted about Integrity Financial Investigative Services in Atlanta...this was an Atlanta number, but I don't think they ever used the word Financial when identifying themselves?
4) Can I do anything to ensure I won't be served or given a default judgement
any help is very very appreciated.
Let us take your questions one by one. 1. If you're served in a
Let us take your questions one by one.
1. If you're served in an improper way and they win a default judgement you would then have the chance to file a motion to revoke judgement and get it removed.
2. Payday loans are currently prohibited in PA. But it has gone through few amendments in the past years. I think pdls were legal in the PA in 2006. Hopefully some member from PA would update us in this regard.
You can also check the following old discussion on PA payday laws.
http://www.debtconsolidationcare.com/paydayloan/pa-validating-law.html
3. I can't find any information on them on internet, neither they are listed in BBB.
4. You can work out a payment plan with the CA to prevent them from suing you but please don't make any payment without proper debt validation from them.
If you really get sued make sure that you appear in the court on the day of hearing to avoid a default judgement.
They first said that they had a case/file number that they gave
They first said that they had a case/file number that they gave you (yes a case # would be issued upon filing with the court) but when you ignored them they said that will have to "file litigation" thus one of their statements are a lie, at least one. Check with your local courthouse and see if a case has been filed.
a few points. save that v-mail.if you get the urge to sue them
a few points.
save that v-mail.if you get the urge to sue them that will be priceless.
this is a scam period.
CAN is not licensed anywhere.
neither is this bottomfeeder integrity.
they had to ratchet up the threats because you didn't go for there scare tactics before.
the case#number thing is a favorite bottomfeeder tactic as well.
i would file AG complaints against both parties immediately.
Thanks for advice...this is the OP by the way for some reason I
Thanks for advice...this is the OP by the way for some reason I can't log in.
I'm pretty sure this was a scam anyway...but I was weary about a default judgement...I don't want to be getting something showing up on my CR because some shady company mailed something to an address of mine that I no longer reside at.