Phoenix Credit LLC
Date: Wed, 12/16/2009 - 10:12
Has anyone ever heard of the above mentioned collection agency? They called me at work today as well as sent a wage garnishment to my payroll department. I called them back and asked the lady who they represented and asked her for validation. She hands the phone to her supervisor, and as she's doing that, she told him that I was fighting about it. When he got on the phone, I told him that I wasn't fighting, I just wanted validation. He proceeds to tell me that they sent me validation, for which I got NOTHING from this company, then tell me that he provides information at HIS discretion and he also told me that he doesn't have to send me anything. I told him that I just wanted to know how much I borrowed, how many payments I made and how much I owe. He told me that he was not my bookkeeper and to check my bank statements. He also told me that he owned the loan now. I asked him if he owned the loan, why he couldn't give me any information. He told me that he knows what I am trying to do, and they are going to proceed with legal actions. Can they do this? They would not give me any information except that I owed them. Another strange thing is my caller ID gave 412-567-1998. That is a Pittsburgh area code and they are located in Tenesee. The guy who I spoke with was Ken Roth.
Quote:Originally Posted by Bayley5Has anyone ever heard of the a
Quote:
Originally Posted by Bayley5 Has anyone ever heard of the above mentioned collection agency? They called me at work today as well as sent a wage garnishment to my payroll department. I called them back and asked the lady who they represented and asked her for validation. She hands the phone to her supervisor, and as she's doing that, she told him that I was fighting about it. When he got on the phone, I told him that I wasn't fighting, I just wanted validation. He proceeds to tell me that they sent me validation, for which I got NOTHING from this company, then tell me that he provides information at HIS discretion and he also told me that he doesn't have to send me anything. I told him that I just wanted to know how much I borrowed, how many payments I made and how much I owe. He told me that he was not my bookkeeper and to check my bank statements. He also told me that he owned the loan now. I asked him if he owned the loan, why he couldn't give me any information. He told me that he knows what I am trying to do, and they are going to proceed with legal actions. Can they do this? They would not give me any information except that I owed them. Another strange thing is my caller ID gave 412-567-1998. That is a Pittsburgh area code and they are located in Tenesee. The guy who I spoke with was Ken Roth. |
this is a bottomfeeder.btw they more than likely sent a wage assignment.a garnishment requires a court order.btw he just contradicted himself in that call.if the garnishment was legit then there already was a legal action.he is a dumba$$.i hope your payroll doesn't,or didn't honor that assignment as that is voluntary and revocable.to answer your first question they must be new because i never heard of them,but they are a bottomfeeding collector just by how they acted on the phone.
I am sick over this! Thank you for your insight. Actually the
I am sick over this! Thank you for your insight. Actually the thing they faxed says "employment verification" a the the top, that requires my date of hire, blah, blah, and at the bottom it indicates, "Wage Garnishment, thank you for your cooperation" and the lady's name.
Don't they HAVE to send me the validation of what I borrowed?
yes,but a bottomfeeder collecting on a pdl doesn't care about th
yes,but a bottomfeeder collecting on a pdl doesn't care about the law.that is why they should be sued themselves.
So, what should I do? Write them a validation letter?
So, what should I do? Write them a validation letter?
Quote:Originally Posted by Bayley5So, what should I do? Write th
Quote:
Originally Posted by Bayley5 So, what should I do? Write them a validation letter? |
exactly right.send it certified mail return receipt.they should have an address on the fax they sent use that.
Great. Thank you! I will give you an update on what happens. T
Great. Thank you! I will give you an update on what happens. Thanks again PaulMergel!