wondering if its true
Work on repairing your credit first. There are a few companies t
Work on repairing your credit first. There are a few companies that can help you do that but BEWARE! Most of them are not good. They will get things temporarily off your reports and after you pay them the items reappear but they do not. You can do it yourself by challenging items on you reports a few at a time. Some will be removed and some will not! Get a secured credit card from your bank and pay it in full early each month. It will take at least six months to get your scores significantly improved. Putting down a large amount (20%) on your home will help also. No income verification and lenders will be less paranoid with equity already in a home from the beginning! Do not worry. Prices will not be going up soon.