worth paying collection agencies?
Date: Wed, 03/25/2015 - 19:51
well
what state are you in again?the seven years is the timeframe the debt drops off your credit report.now the statute for these places being able to sue is different.you say you are getting letters,who from?alot of bottomfeeders out there so if you can recall the collector names that would be a big help,but focus on the two positive entries for now.build those up as far as good payment history before you contact anyplace.
also
unless you negotiate a pay for delete.a paid collection will have the same negative impact as a non-paid collection.i understand the want/need to build/rebuild credit,but holding out might be the way to go as the reason i stated above.