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CSO's in Ohio

Date: Wed, 12/30/2009 - 09:08

Submitted by Sharyn Claire Hall
on Wed, 12/30/2009 - 09:08

Posts: 4 Credits: [Donate]

Total Replies: 5


I am wondering if Cashnet USA who is operating as a CSO has the right to file criminal charges for my check not clearing? They have sent me to a 3rd party collection agency, Jacobs & Associates aka Marval & Associates and a man from there says he is an investigator out of Buffalo, NY, his name is Mark Damon. He threatened my account being sent to my county clerk of courts and then I will have a warrant out for myarrest and I will go to jail because the bank account got closed a month after they first tried to withdraw their money and they never got paid. He says this is check/bank account fraud and is a felony. Can I really be taken to jail and charged criminally since the are a CSO and are legal?


You really REALLY need to file complaints against these collection attorneys. If they were debiting from your account as a form of payment then there was NO hard copy checks involved, they are full of crap! You MUST send them a debt validation letter within the 30 day window they give you after you receive a dunning letter (letter of collection) in the mail. If you have not even received a collection letter then tell them you will NOT speak to them on the phone again until you receive a dunning letter!! That is the federal law and if they are any type of legit attorney, they KNOW this. They are full of crap when they threaten you with check fraud, there was NO check involved!! PLEASE file a complaint, and make it clear and detailed, make sure you let the FTC and your attorney general know you are being threatened and they have scared you! The sooner you do this, the better. It's simple to do, the links are in my signature. Make sure you include all the information you can, provide the name of the attorneys, there address, phone number, the date and time they called you, exactly what they said to you, fill out a detailed report.


lrhall41

Submitted by Shazzers on Wed, 12/30/2009 - 18:00

( Posts: 17344 | Credits: )


ok thanks again Shazz...in the contract it shows a copy of a check...i guess created by them showing pay to the order of: the amount etc and me as i guess writing the check so to speak but no, they have never seen an actual check from my account...a hard check is proper term! geez, i ca't believe they can do this to people!


lrhall41

Submitted by Sharyn Claire Hall on Wed, 12/30/2009 - 18:11

( Posts: 4 | Credits: )