If I stop paying 1,I can pay the rest, will this work
Date: Wed, 01/06/2010 - 05:07
Can't make all payments but if I stop BOA I can have $300 to $400 a month I can send to the others depending how many times i need to see my doctor that month... If I pay the rest off and use my tax money to then work on the BOA debt?
if you can manage that call them and let them know.they might be
if you can manage that call them and let them know.they might be receptive to that if you can stick to that plan they should be.
it sounds like a plan! but keep in mind once you default on one
it sounds like a plan! but keep in mind once you default on one alot of times your rate and %s will increase with the others. hang in there!
Good plan. Similar to the snowball method except you haven't pa
Good plan. Similar to the snowball method except you haven't paid off Debt#1. Love My Things is correct on that your rate will increase, they may even close your lines down.
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Most have already lowered my line
Most have lowered my credit line close to my bal. ...
Up until 2 months ago, I always sent an extra $25-$50 a month to each card, and have not charged on any for the last 8-12 months... BOA was the only one who sent letters stating were lower your limit to keep you out of trouble. Then in Nov I took a $100 a week pay cut, and my blood pressure medicine cost doubled... I dont plan on charging an as long as i keep current that should not affect my other rates , But I will keep statements and if they do raise my rates I wil stop paying them too!
AS they did me, they looked at my C Report and saw I had paid so
AS they did me, they looked at my C Report and saw I had paid some off as agreed, current on one other and 4 lates, but settled. Citi said nope, my auto loan jsut got paid in full(after 7yrs) Im like ok well what am I suppose to drive? And they made mention my mrtgage was current, well yeah duh..
They would not settle at 30% but they would at 55% and that was 10% higher than the last time they offered.. dorks!