Vision Credit Solutions

I live in Pennsylvania. In September 09 I took out payday loans with Emerald Marketing and Paydayloanyes. I have defaulted on these because my income dropped by $400 per month because my daughter went to live with her father and I am now paying child support. I have been receiving calls and emails from Daniel Petty from Emerald and Charrie Eiland from Vision Credit Solutions. I've paid Vision Credit Solutions $300, the original loan was $200. I used a prepaid visa card to pay them. I checked with my bank last week and Vision Credit Solutions withdrew $30 from my account. I'm not sure how this happened since I never gave them my account number. I've paid Emerald $190 so far, the original loan was also $200. These loans were both done over the Internet. I am receiving threatening calls at my work, on my cell phone. I was told by Mr Petty I needed to pay another $130 by December 31 or I would be charged with fraud. Ms Eiland told me I needed to pay $600 by January 22 or they would place a hold on my income tax refund, and I would be charged with theft of business services and writing bad checks over state
lines. Any advice anyone could provide would be greatly appreciated