American Express
Date: Mon, 01/18/2010 - 12:42
Does anyone know how to stop a summary judgement from going through? I was a independent contractor, providing trucking services. After the market had gone sour, so did my contracts. I no longer have the business but I have a mile high of debts. American Express being one of them. I owe around $15k. My wife and I had signed up with one of the consumer agency that really don't work for you and they have tried to negotiate $1500 on a $15k debt. I tried to take matters in my own hand and spoke with one of the personnels at the debt lawyers collection agency handling American Express. I've never been in this type of situation before and I didn't know what to try to negotiate. The rep. could tell that. I tried to offer installment payments but they weren't agreeable with that. We don't have the money to make a lump sum due to other creditors and IRS. They have submitted to the courts a summary judgement which will take at least 60% of my check. Right now I'm only making $10.00/hr. We live in a small town where jobs are not plentiful. How do I stop this potential garnishment?
As an independant contractor you cannot be garnished. You are n
As an independant contractor you cannot be garnished. You are not a payroll employee.
Have you looked into bankruptcy?
