Paid For Delete letter (PFD) to collection agency
Date: Thu, 01/21/2010 - 19:35
I will be sending a couple of PFD letters to collection agencies and hope that they will bite and agree to delete the debt from all three bureaus. My question is if the collection agency does delete my file that would be great but how can I get the orginal creditor to delete the charge off since they sold it to a CA. I would be paying the CA and not the original creditor so why would they delete. This means it would still be a negative mark on my report. For example my credit report shows my charge off from original creditor HSBC and states purchased by another lender(collection agency CACH LLC)...I also have two more OC that sold their account to a CA.
If you are paying the collection agency then you may send the PF
If you are paying the collection agency then you may send the PFD to them. They would in turn update your report accordingly.
I just spoke with a ca tonite and told them that i will adhere t
I just spoke with a ca tonite and told them that i will adhere to there demands as long as i could just, in turn, have a PFD letter mailed to me. THe CA laughed in my face as he was tellling me that "his company doesn't DO those!" Is this true??