How to seek help with debt from collection agency
Date: Mon, 01/25/2010 - 07:45
Here is the brief story: 4/23/08 recieve letter from debt collector and I send letter to validate debt. Return normal letter and I again ask for debt validation. Nothing else comes from this debt collector.
9/29/09 another letter comes from a different Debt collector and I once again ask for debt validation. They return letter not confirming but saying about the same stuff. I send another letter asking for original paperwork that I signed showing I owe this debt. Nothing came for 32 days and then I just recieved a letter saying:
Settlement Opportunity
If you are getting a tax refund this is a one time chance to settle your account in full for a discounted amount. They want a lump sum amount offering and the day I can pay it along with my telephone number.
SO MY QUESTION IS.....do I respond or not and if so how?
I live in Oklahoma......Thanks
9/29/09 another letter comes from a different Debt collector and I once again ask for debt validation. They return letter not confirming but saying about the same stuff. I send another letter asking for original paperwork that I signed showing I owe this debt. Nothing came for 32 days and then I just recieved a letter saying:
Settlement Opportunity
If you are getting a tax refund this is a one time chance to settle your account in full for a discounted amount. They want a lump sum amount offering and the day I can pay it along with my telephone number.
SO MY QUESTION IS.....do I respond or not and if so how?
I live in Oklahoma......Thanks
Debt collector #2....did you request validation via CMRRR? Eith
Debt collector #2....did you request validation via CMRRR? Either way you have an 1...the return receipt is your proof. If you didnt send it CMRRR, it is your word against their's.
Yes I did send it CMRRR. Should I reply or offer some sort of se
Yes I did send it CMRRR. Should I reply or offer some sort of settlement? Have they done enough to validate the debt with not sending original application with my signature on it? I ask this because my ex wife opened this under my name. Thanks
